Need to get out of debt? Learn how to finance a purchase, and why it may make sense for you if you are trying to buy something on credit or use it to pay off debt.

Personal loans become part of everyone’s life at one point or another and nowadays, direct lenders are on every page of the internet offering you the best deals.

But it’s for good reason.

A personal loan could be used to:

✅ pay off credit cards
✅ consolidate debt
✅ refinance student loans
✅ get out of debt

There are some types of personal loans which gained more popularity than others due to their several benefits, but this doesn’t mean they’re right for you.

Find out what types of loans you can find on the market and which ones better suit your needs.

Fortunately, a personal loan from a reputable lender can be a low-cost solution when you need to borrow money.

You can learn more about personal loans here or keep reading for more information about whether a personal loan is right for you.

See our personal loan options in the table below.

Top Savings Personal Loan Options

CompanyAPRMin Credit Score

17.2-29.5%

Estimated APR

620

Min credit score

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14.8-31.9%

Estimated APR

570

Min credit score

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6.99% APR – 14.87% 

Estimated APR

680

Min Credit Score

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 59% up to 199%

Estimated APR

640

Min Credit Score

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22.58-24.60%

Estimated APR

600

Min credit score

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17.95-19.95%

Estimated APR

580

Min credit score