|Want to Earn Some Extra Money?
Now I've got 35 legitimate ways to make money fast, even if you need to make at least $400 fast. Learn how to make 400 dollars fast today.
Saving money is great. But what's even better? Making money.
That may be surprising coming from a site called TopSavings, but if it's one thing that I wanted to share with you all today is, making more money pays off in the long run over finding ways to save.
The key to FIRE (financial independence, early retirement) is finding ways to boost your income and finding ways to make money through side gigs (which I'll share here today).
These are some little-known ways to make money that anyone can fit into the busiest of schedules.
If you're strapped for time, I'll go ahead and share the best ways to make $400 fast:
How to Make Money $400 Fast
Wondering how to make $400 fast? You can make 400 dollars fast in 2020 by renting a spare room, investing money, starting a blog, online surveys, podcasting and teaching English online just to name a few lucrative methods. If you wanted to see the full list, continue reading.
#1: Listing a Room on Airbnb
No matter what kind of home or room you have to share, Airbnb makes it simple and secure to host travelers. You’re in full control of your availability, prices, house rules, and how you interact with guests.
To keep you, your home, and your belongings safe, they cover every booking with $1M USD in property damage protection and another $1M USD in insurance against accidents.
Airbnb always requires guests to provide certain information before they can make a reservation—such as a confirmed phone number and email address. For added control, you can require guests to also provide recommendations from other hosts and a verified ID. You can see how much you can make with Airbnb with their earnings calculator here.
Fundrise allows individuals to invest in commercial real estate online through an eREIT (Real Estate Investment Trust). Their crowdsourcing model sets them apart from a traditional REIT allowing the average investor to participate in deals for as little as $500. The interesting thing about Fundrise is that it lets investors buy into private commercial and residential properties by pcooling their assets through an investment platform. Since the eREIT is sold directly to investors cutting out middle-men, they can have fees lower than 90% of the competition. Here are some quick facts about Fundrise:
- Diverse portfolio of private real estate deals
- Minimum investment of $500 to $1,000
- Management and advisory fees add up to about 1%, but be aware of other fees
- Click here to learn more about Fundrise
HealthyWage offers people the opportunity to earn cash for losing weight. Earn cash for losing weight? Sounds too good to be true, but you read it right. The company was founded in 2009, and its HQ is in New York, and part of their mission is to provide ways to have a measurable impact of the growing obesity epidemic in the US. They do this by legitimately offering cash prizes to make weight loss and fitness wiki more fun and effective. Since HealthyWage was founded they have been featured in literally hundreds of newspapers, magazines, TV shows, blogs and website.
How can you make money with it? You essentially bet on yourself and how much weight you can lose. Since they are promoting ways to be healthy, your winnings depend on how much weight you lose and how much you bet. It's a great way to make money and be healthy at the same time.
Still wondering how to make $400 fast? Well, you can earn extra cash by evaluating products and services. Get up to $50 for each completed survey, product and service reviews. Plus earn up to $.50 for every email you read. Free to Join! MindsPay compensates its members to test out products, services and give feedback on those tested. It's free to sign up and only requires a small amount of information.
If you are looking for ways to make extra money online then you probably already know about blogging. But do you have one yet? And do you really know how much potential there is to make money with blogging?
The best part? Starting a blog is easy. You can get the initial setup done in under 20 minutes with this free and easy to follow how to start a blog guide.
#6: Online Surveys
Taking online surveys to make extra money is a no-brainer!
You definitely won’t get rich or make hundreds of dollars per day with survey alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:
Survey Junkie: This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products. And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal). You can get a free registration bonus for free when you join through this link.
Swagbucks is another great survey site to make some extra money in your free time. As a new member, you can earn up to $35 per survey! They are known for giving out fun, top-paying surveys. And you can also get paid to play games and watch TV!
It’s similar to Survey Junkie, but there are also a few other ways you can earn money as a member (including a $5 bonus just for signing up).
Other ways you can make money with Swagbucks outside of surveys:
- Cash back program for online shopping (Includes $5 bonus).
- Get paid for searching the web (Includes $5 bonus)
- Watching videos (Includes $5 bonus)
Swagbucks is conveniently offering a $5 bonus just for signing up through this link, so act fast.
There are quite a lot of survey sites out there. These just happen to be the more reputable ones that are legit. As always, be wary of handing out your information to random survey sites. I recommend using an entirely separate email address for online paid survey sites so you don’t clutter your inbox.
If you are interested in paid surveys, here is a good resource if you want a more in-depth review of paid survey sites: The Best Paid Survey Sites in 2019.
#7: Save on Your Bills
Trim boasts that new users are eligible for up to $30 in cash-back deals as soon as they sign up. The free app, Trim, saves you money with automation and within a few days, I saved an extra $100 within the first few days. I simply linked my accounts and Trim went to work. It found ways to lower my bills and cancel subscriptions, analyzed my spending habits, and more. The app is free and worth the 1-minute download as it can potentially save you hundreds. More people should be using this app.
#8: Cash Back Refunds
If there ever was an app you should have in your life, it should be Paribus.
Here's why: I bought Keurig cups online from Target the other week. The price of the Keurig cups I purchased dropped in price, aftler the fact. I effortlessly got refunded the price difference without doing a thing.
…I didn’t have to do anything, other than originally sign up for Paribus.
This free app will scan your emails for any purchase receipts from dozens of online retailers. You don’t even have to know about the price drop in order to get your refund. It’s 100% free and will save you a lot of money. I pocketed around $50, in the first few weeks of signing up. Remember, it’s 100% free.
This is an easy way to make money from home. By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too. You don’t even have to do anything other than registering your computer or phone. Nielsen will pay you $50 a year keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $50 for no effort at all.
#10: Watching Videos
All you need to do is watch videos. Given how easy it is to lose yourself in a never-ending cycle of YouTube videos, this one couldn’t be easier. The catch here? The videos include ads. While they may annoy you while browsing YouTube, you also don’t get paid to watch them. At InboxDollars, you do. Who wouldn’t watch an ad or two if they were getting paid? You can just leave this playing on your phone and collect money, this is referred to as phone farming.
#11: Investing (With a Free $5 Bonus)
Yup, it’s true! There are several companies out there that will give you free money to invest in stocks. One of the most popular ones is:
Acorns: CNBC calls it “the new millennial investing strategy.” Once you connect the app to a debit or credit card, it rounds up your purchases to the nearest dollar and funnels your digital change into an investment account. Sign up to try it risk-free with a $5 sign up bonus.
#12: Claim a Free Stock
We all heard the old saying “Make your money work for you” right? Investing can sound tough if you don't have a lot of money lying around. But investing can be for everyone — and you can even get a free stock.
For about 3 minutes of work, you can earn yourself a random stock (anything from Sprint to Apple) whose value is anywhere between $3.00 and $200.
There are no obligations to actually invest your money once you sign up – so it truly is free money. Click here to get your free stock.
#13: Vindale Research
Looking for how to make extra money on the side? Then you should learn about Vindale. Vindale is the secure, reliable and free survey site for anyone who wants to earn money online. Vindale asks for information about you so that they can match you with fitting surveys. At up to $50 a pop for some surveys and a free $2 just for signing up, it pays to check in daily to see which ones are available to you. They've already paid out $6,955,991+ to members. You can get access to hundreds of paid surveys at Vindale. Cashouts are through PayPal.
#14: Earn Rewards for Grocery Shopping
This is one of the easiest side hustles there is (this list has a lot of them). The app you should know about is Ibotta. This cell phone app is available for iOS or Android phones, helps you make money off your grocery receipts. Yup, for real! You use it after you go grocery shopping and use your receipt. It’s basically a rebate app, so you can earn anywhere from 50 cents to $5 off everything you buy. It's not brand specific either, you can scan any brand of cheese for 50 cents off, for example.
If you do regularly coupon, you can still use the app and get a rebate. You can essentially get grocery items for free if you're really into couponing. It's free and all you have to do is scan your receipt and you'll get free money back. The best part, sign up here and you will receive a $10 cash bonus.
#15: Refinancing Student Loans (Get $100 Bonus)
Refinance your student loans, like now. Sometimes you can make extra money just by finding new ways to save. A big one that many people fail to remember is that you can save around $300/month just by refinancing your student loan debt plus a $100 bonus if you use Laurel Road (must submit application to get $100 bonus).
Are you wondering did I get the best deal on my loan? Should I refinance? How do you go about refinancing? Luckily websites like Beat Student Loans will help you determine if refinancing is your best option or find the best debt payoff methods to help pay off your student loans faster. Interested in refinancing your student loans right now? Below are the top 4 lenders for 2020 (get estimated savings in under 2 minutes):
#16: Sharing Your Car
Did you know that you can rent out your car when you're not using it? And that you can bring in a lot of extra cash in your wallet by doing so?
Do you plan on heading on a vacation soon while your car sits unused at your home? Do you sometimes not use your car on the weekends? If so, renting out your car while you're not using it could be an easy way to make passive income. A well-known company, Turo, which has signed up nearly 5 million users to its website, according to Bloomberg, lets you do just that.
It's also really simple to do (and free). Listing your car is quick and easy and takes less than 10 minutes to set up. According to a recent Turo review, somebody listed their car for 5 days every month and made $3,496 in a year. Sounds pretty good to me. Oh, and they also protect your car against physical damage, so you're fully covered. You can sign up here and start making money with your car.
#17: Claim $5 Right Now
Meet your new pal Cleo. Your AI pal that looks after your money. Budget, save and track your spending. You can literally sign up on Facebook Messenger in a few minutes.
Ask Cleo anything from ‘what’s my balance’ to ‘can I afford a coffee’, and she’ll do the calculations instantly. Drill down with personalized updates, graphs, and data-driven insights.
Let Cleo do the work, as she puts your spare change aside automatically, sets you a budget, and helps you stick to it.
Use this Cleo referral link for $5 free and after creating a Cleo Wallet which takes 5 minutes tops. You can also instantly withdraw to your bank account.
Building your savings is simple with Cleo.
Bottom line: If you are at all interested in saving money, you should be using the free Cleo bot.
If you can build an audience for your podcast, then you can make some money through sponsorships, affiliate advertising, and other offerings. Companies regularly pay $250 to $500 for a 30-second advertisement on podcasts. If you wanted to learn how to start a podcast for free, you can start here: how to start a podcast guide (really helpful).
There is money to be made with this side hustle. Alternatively, you can also use this guide to start your own blog (in 20 min or less).
Oberlo allows you to easily import products from AliExpress directly into your Shopify store and ship directly to your customers – in only a few clicks. It's very simple to open a shop on Shopify and drop ship items in order to create a business without too much risk. You can literally start and set up a drop shipping business without any type of product in one afternoon with minimal risk as Shopify has a 14-day free trial and Oberlo is completely free through this link.
Fiverr is one of the best sites in the world. The basic premise is “what would you do for $5?” You’ll find everything from hilariously weird and useless gags to legitimate and genuinely helpful micro-business tasks.
Lately, I’ve been experimenting as a seller on Fiverr, and have found it a pretty successful avenue for selling website optimization services, article writing, and proofreading services.
Fiverr can work for you as both a seller and a buyer. It is a great way to make money and also you can find millions of services. Best $5 I've ever spent was using a Resume Revision service and now I receive way more employer call backs now after the revisions. If you want to know which service I used, leave a comment below. If you want to try Fiverr, sign up through here for 20% off your first order at Fiverr.
#21: Web-Based Freelance Writing
Are you a good writer? You could write an eBook on your topic of choice and sell it on Amazon, Payhip, Lulu, Smashwords, Kobo Writing Life, PubIt! and many other websites that start you out in your side hustle as a published eBook author.
#22: Amazon Store Owner
Do you have old textbooks from college lying around? You should consider selling them on Amazon. In addition to textbooks, you can probably sell old books, DVDs, cell phones, or other electronics you may have lying around. You would be surprised how much you can get for your unwanted items. I also recommend checking out our recent post on how to earn free Amazon gift cards.
#23: Claim Class Action Lawsuits
If you use a product that’s involved in a class-action rebates, a little online legwork could get you a cash payout. The rules of each settlement are different, but in most cases, you’ll have to provide proof of purchase or product use, like a serial number or a receipt. Once you fill out your online claim form, you may have to wait a few weeks or months before receiving your payment.
Psst — I regularly post new class-action settlement information, so check in often to make sure you’re not missing a chance to get paid!
#24: Flipping Items for Profit
Sell your unwanted items around your household on eBay is a good way to declutter and earn side income. I've been using eBay for about 7 years now and it is very easy to sell things around your home that you no longer use or find items that you can purchase for cheap and then flip them on eBay for a profit. Someone made $1,1379.79 in one month by flipping iPhones. Just make sure that you keep the fees into consideration.
#25: Refinancing Your Mortgage (Save Thousands)
This advice cannot be taken lightly. With interest rates continuing to rise and 3 or 4 hikes likely this year, you should look into refinancing your mortgage immediately. The savings and cash you would get can be huge.
This may be the most sound advice any homeowner can hear. Even if you recently refinanced, it might be worth looking into another quote as they take only a few minutes to check. LendingTree could help you refinance your mortgage at a significantly lower interest rate – Let’s say your interest rate decreased by 1%, you can save more than $100 a month on a $200,000 mortgage. That comes out to $1,200 in extra cash for you at the end of the year and $6,000 every 5 years!
#26: On-Demand Apps
With all of the on-demand apps out there today this one is an easy one. All you need to have is a car or bike, in most cases. Apps like Uber, Lyft, Uber Eats, PostMates, etc are easy to sign up for and start making money. There are always people that are looking for a ride or looking to get something delivered.
Another great part about doing this is that you can pick your hours. If you have 30 minutes between classes you can do a ride or two. If you are only available 8-11 at night then you can work then. It is extremely flexible and you can make good money doing it.
#27: Web-Based Consulting
Becoming an online coach or consultant for others is becoming more valuable as are in the information age. If you are a very savvy at social media or are a fitness expert then selling your time and hopping on a Skype call or Google hangouts is a great hustle. You don't even have to start your own website at first, you can list your services on Fiverr.
#28: Resume Writing Company
What is one thing that every college student will need towards the end of their college career? A kick-ass resume. Resumes are difficult for many people to write. They are, however, very easy once you know how to write a great one.
Spend some time learning how to write a great resume.
There are a ton of great resources online from very reputable sites. I went from having NO CLUE how to write a resume to be awesome at it. How do I know I was awesome at it? Every human resource or hiring manager that saw my resume commented on it. They asked how a college student with no experience could have such a great resume.
Learning to write a resume is not difficult, it just takes a little bit of time to learn. Once you learn it then you can repeat the same process for each individual resume your write. Then you can start charging for your Resume & Cover Letter writing services on Fiverr
#29: Optimize Your 401K
- Show you how well you are invested
- Pick the best funds available in your 401k and give you exact percentages of what to invest where
- Show you exact percentages on how many stocks vs. bonds to have
- Show how much you are paying in investment fees and how to potentially pay less (average bloom client cuts their fees in half)
#30: High-Yield Savings Account
CIT Bank – Enjoy an amazing rate of 1.85% APY when you open a new CIT Bank Money Market Savings Account at CIT Bank. That's over 22x the national average savings rate! You can open a new savings account with their low $100 minimum opening deposit requirement and it's as simple as that. CIT Bank provides an outstanding example of what you can receive in an internet bank with their amazingly high APY and their outstanding service, so open an account with them today! Apply Now
#31: Teaching English from Home
Still wondering, how to make extra money from home? Well, have you considered teaching English online (pick your own hours too)? All that is required is that you are fluent in English, have a bachelor's degree, and have some tutoring experience. You can see some more detailed VIPKID requirements here. This a great way to earn money from home and already 30,000+ use VIPKID to teach English from home.
You'll make $12-$22 an hour, and Forbes ranked this company #1 on it's 2017 “Top 100 Places Work From Home Companies” Since this is a legitimate way to make extra money, the application process pretty detailed.
With an opportunity to make $650 a month, just from one hour out of your day, may be worth looking it. You can learn more about teaching English online on VIPKID's website.
#32: Dividend Investing
It’s been said that the average millionaire has seven streams of income. Dividend stocks are usually always in the mix. Dividend stocks are similar to regular shares of stock, but they pay you a small portion of the companies earnings monthly or quarterly. So it’s wise to build a portfolio or dividend paying stocks! If you want to get hip to dividend investing, check out Moomoo. What I like about Moomoo is that they make it really easy to invest in stocks, while still having plenty of features as you get more comfortable with investing.
#33: Affiliate Marketing
If you already have a blog or website you probably have heard about affiliate marketing. You can make money by referring website your visitors and readers to buy products online and earn a small commission on each sale. This can make you rich, as some bloggers make over $5,000 monthly just through affiliate marketing. If you wanted to take a stab at affiliate marketing for your website/blog I would recommend the MaxBounty Affiliate Program and iGain Affiliate Network. I use both for Top Savings and it's been great so far! A perfect way to add affiliate links to your blog or website that doesn't look spammy.
#34: Mobile Apps That Pay
You’re not going to get rich by downloading mobile apps that pay you, but you can use these to earn a passive income every month. Money making apps can be a simple way to pad your bank account in your free time.
You probably know these apps aren’t my favorite way to make extra money, but I make an exception for it when you’re just hanging out — e.g. watching T.V., riding the metro, during your break at work, or in the back of an Uber. Might as well click a few buttons and make some money while you’re at it.
Here is our list of the best money making apps if you wanted to give them a shot.
#35: Credit Card Sign-up Bonuses
If you’re serious about saving money to make extra money, then you should know about balance transfers. If you’re paying only monthly minimum each month then you’re subject to paying money in interest alone and not even the principal balance.
An example is: If you have $2,000 on your VISA card, and it has an 18% APR, then you’ll be paying $400/year in interest alone if you only pay off the monthly minimum each month. That’s $400 down the drain.
You can avoid this by signing up for American Express Blue Cash Everyday. AMEX Blue Cash Cash Everyday is a card with no annual fee, and you can transfer your current debt from any type of credit card (all with no fees), and pay 0% interest for 12 months on your current debt amount. With no interest for 12 months, you can steadily pay down your balance with your savings from the other steps, which will save you a great deal of money in most cases
Enjoy your $400!
If you went through this list then you should have come out ahead. Enjoy your $400 (or more) and feel free to take the weekend off!
You can stop searching Google for:
- ways to make money without working
- ways to make money with no money
- how to make money at home without a job
- how to make money without a job in high school
- how to make money without working for someone
- how to make a living without a job
- how to make money without working hard
- how to make money without a job reddit
Thank me later.
Enjoyed these best ideas to make $400 fast? Then be sure to come back as I will continue to update this post often.
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