The student loan crisis is worse than ever, with a rising number of college grads falling behind on repaying their loans.

More than 1 million Americans a year are defaulting on their federal student loans!

If you’re in this boat, it might be time to think about refinancing. Doing so can help you pay off your student loans faster and save money in the long run.

Remember, sometimes you can make extra money just by finding new ways to save.

A big one that many people fail to remember is that you can save around $300/month just by refinancing your student loan debt.

How To Manage Your Student Loans

One easy way to do this is with Beat Student Loans, a website that allows you to quickly review top student loan refinancing lenders and much much more.

Beat Student Loans

Are you wondering did I get the best deal on my student loan?

Should I refinance?

How do you go about refinancing?

Let's face it, refinancing student loans can be confusing.

Luckily websites like Beat Student Loans will help you determine if refinancing is your best option or find the best debt payoff methods to help pay off your student loans faster.

Get Paid for Having Student Loans

Did you know you can get paid to lower your student loan bill?

There are actually companies that pay you ($200-400) to refinance your student loans. This is a great way to save thousands on your student loans.

Beat Student Loans has compiled a great resource for you if you are interested in refinancing your student loans in order to save thousands on your loans. The caveat? You must have a good credit score usually to get approved.

Beat Student Loans

Just get your rate instantly and see which companies are offering $200 sign up bonuses by using the table below.

Below are the top 4 lenders for 2018 (get estimated savings in under 2 minutes):

  • SoFi (Rates as low as 2.58% — 7.25%)
  • Earnest (Rates as low as 2.57% — 6.32%)
  • Laurel Road  (Rates as low as 2.80% — 6.38%)
  • LendKey (Rates as low as 2.56% — 7.82%)

If you enjoy saving money and are about to attend college, then AP Review Book has you covered with their expert college book reviews.

If you have more questions about if you should refinance your student loans, take a look at our expert guide.


TopSavings Staff

TopSavings is the place where you can find ways to save money and make money. Our expert writers will show you how to better manage your finances, which means you can take control of your financial life for once!
TopSavings Staff
Need Easy Extra $100+/Month For Free?
  • SurveyJunkie: Make up to $50 per survey in your spare time from home to take online surveys, participating in Focus Groups and trying new products. Join SurveyJunkie Now
  • Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $5 Free
  • InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. Join InboxDollars Now and Get Free $5
  • Nielsen Mobile Panel: One of the few faithful and honest survey panels. Earn $50/year for downloading their app on your device. Join Nielsen Panel Now
  • MyPoints: Is known as one of the #1 paid survey site. Take paid surveys anytime and anywhere via PC, Laptop, Tablet, Cell Phone or Mobile App. Join MyPoints Now

Open a New Bank Account

financeblog2.00% APY
On all balances
Visit Site
financeblog2.25% APY
Annual Percentage Yield
Visit Site
financeblog2.20% APY
Annual Percentage Yield
Visit Site