Need Easy Extra $100+/Month For Free?
  • SurveyJunkie: Make up to $50 per survey in your spare time from home to take online surveys, participating in a Focus Groups and trying new products. Join SurveyJunkie Now
  • Swagbucks: Watch videos, take surveys, shop and more to earn real money. Join Swagbucks Now to Get $5 Free
  • InboxDollars: Has so far paid its members over $40 Million. Watch videos, take surveys, shop and more. Join InboxDollars Now and Get Free $5
  • Ipsos iSay: One of the few faithful and honest survey panels. Earn prizes, gift cards, and donations. Join Ipsos iSay Now
  • MySurvey: Is known as one of the #1 paid survey site. Take paid surveys anytime and anywhere via PC, Laptop, Tablet, Cell Phone or Mobile App. Join MySurvey Now
 

Post Contents

How’d you like to see my secret stash of the of the best ideas on how to make money with a job?

Well, consider yourself very lucky…

…because today I’m going to pull back the curtain and share some of the most CREATIVE and best ways you can actually make money online without having a boring 9-5 job.

Check out the list below of 45+ ways to make earn money from home on the side. Many of them you can earn online in order to earn that extra income.

How To Make Money Without A Job

Ready for the list? Some of these will even allow you to make $400 fast in one day (or more).

1. Earn passive income by investing.

We all heard the old saying “Make your money work for you” right? Investing can sound tough if you don't have a lot of money lying around. But investing can be for everyone — even if you only have $50.

Swell Investing helps you make your money grow by building your own mix of high-growth, impact companies across Swell’s offerings. Best for hands-off investors and those who have fewer funds for investment since you can have an investment opportunity with a minimum investment of only $50. They also allow you to invest in high-growth companies committed to solving global challenges. “Swell is built on a belief that today’s biggest challenges will result in tomorrow’s leading industries,” its website says.

This is a great opportunity for investors or those looking to invest in companies that are poised for high growth and addressing global issues.  Click here if you are interested in learning more about Swell Investing.

2. Earn money passively by reading emails.

Earn extra cash by evaluating products and services. Get up to $50 for each completed survey, product and service reviews. Plus earn up to $.50 for every email you read. Free to Join! MindsPay compensates its members to test out products, services and give feedback on those tested. It's free to sign up and only requires a small amount of information.

Click here for a registration bonus after confirming your email address.

3. Earn generous returns investing in real estate with only $500.

Fundrise allows individuals to invest in commercial real estate online through an eREIT (Real Estate Investment Trust). Their crowdsourcing model sets them apart from a traditional REIT allowing the average investor to participate in deals for as little as $500. The interesting thing about Fundrise is that it lets investors buy into private commercial and residential properties by pcooling their assets through an investment platform. Since the eREIT is sold directly to investors cutting out middle-men, they can have fees lower than 90% of the competition. Here are some quick facts about Fundrise:

  • Diverse portfolio of private real estate deals
  • Minimum investment of $500 to $1,000
  • Management and advisory fees add up to about 1%, but be aware of other fees
  • Click here to learn more about Fundrise

4. Earn passive income by renting your space room.

Like Uber did for Taxis before it, Airbnb is fast revolutionizing the holiday and travel accommodation industry, and you’re set to profit from it!

It is an online marketplace for people with space, rooms, or even entire houses to spare, Airbnb lets you list your place for rent just like a hotel or motel.

Maybe you’re traveling overseas yourself and want to make the most of your empty place while you’re away? Perhaps you have a spare room that currently houses nothing more than empty boxes? With Airbnb you can turn fill that empty space in your home, and fill that empty spot in your wallet with more than a little spare change.

Alternatives like VRBO, HomeAway, and HomeStay are also worth a look. Be sure to check out our guide, “How To Be An Airbnb Host: Beginners Guide” if you're considering becoming a First-Time Airbnb Host.

5. Start a blog to make money while you sleep.

If you are looking for ways to make extra money online then you probably already know about blogging. But do you have one yet? And do you really know how much potential there is to make money with blogging?

The best part? Starting a blog is easy. You can get the initial setup done in under 20 minutes.

6. Get paid to take surveys online.

Taking online surveys to make extra money is a no-brainer!

You definitely won’t get rich or make hundreds of dollars per day with survey alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:

Survey Junkie: This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products. And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal). You can get a free registration bonus for free when you join through this link.

7. Score a $5 bonus from this company.

Swagbucks is another great survey site to make some extra money in your free time. As a new member, you can earn up to $35 per survey! They are known for giving out fun, top-paying surveys. And you can also get paid to play games and watch TV!

It’s similar to Survey Junkie, but there are also a few other ways you can earn money as a member (including a $5 bonus just for signing up).

Other ways you can make money with Swagbucks outside of surveys:


Swagbucks is conveniently offering a $5 bonus just for signing up through this link, so act fast.

Here are some other trusted survey companies that pay you in cash via PayPal to make money without a job:

Vindale Research: Get paid to take online paid surveys with Vindale Research. Here, you’ll take surveys for money about products created by some of the world’s most famous companies – including Disney, Volkswagon, Amazon, Nike, Samsung, and more. For each survey you complete, you’ll earn money. They pay you straight cash. You don’t have to convert your points into cash, you can see your earnings on the dashboard. Payout is through Paypal or check. To get started, simply create your free account. It only takes a couple of minutes, and you’ll receive a nifty $2 signup bonus when you do.

InboxDollars: Earn cash, not points. InboxDollars pays members to read emails, take surveys online, play games, and search the web! Overall, Inbox Dollars is super easy to navigate. I’ve tried other paid survey sites and just end up overwhelmed. It also does a nice job of breaking down the offers into categories. And you’ll always see the amount of money you’ve earned at the top your window, which is exhilarating! Right now they are offering a $5 cash bonus just for joining.

MyPoints: This survey company made it on our list of best survey sites for 2018 as it rewards its members for online activities such as reading emails, playing games, online surveys, printing out coupons among other things. They pay their members using their own currency known as “Points”.  These points can be redeemed for online gift cards, cash via Paypal, and travel miles, etc. The minimum payout amount for most rewards is $10; however, PayPal payments start at $25. Redemption times for your awards vary. When you redeem your points for cash via Paypal, the request is usually processed within 4-5 days. For other prizes, the wait time varies.

 

There are quite a lot of survey sites out there. These just happen to be the more reputable ones that are legit. As always, be wary of handing out your information to random survey sites. I recommend using an entirely separate email address for online paid survey sites so you don’t clutter your inbox. This is a good resource if you want a more in depth review of paid survey sites:

8. Get lower prices on your monthly bills.

Trim boasts that new users are eligible for up to $30 in cash-back deals as soon as they sign up. The free app, Trim, saves you money with automation and within a few days, I saved an extra $100 within the first few days.  I simply linked my accounts and Trim went to work. It found ways to lower my bills and cancel subscriptions, analyzed my spending habits, and more. The app is free and worth the 1-minute download as it can potentially save you hundreds. More people should be using this app.

9. Get passive income for not deleting your emails.

If there ever was an app you should have in your life, it should be Paribus.

Here's why: I bought Keurig cups online from Target the other week.  The price of the Keurig cups I purchased dropped in price, aftler the fact.  I effortlessly got refunded the price difference without doing a thing.

…I didn’t have to do anything, other than originally sign up for Paribus. 

This free app will scan your emails for any purchase receipts from dozens of online retailers. You don’t even have to know about the price drop in order to get your refund. It’s 100% free and will save you a lot of money. I pocketed around $50, in the first few weeks of signing up. Remember, it’s 100% free. You can also learn more about the app in this Paribus review.

10. Download a money making passive app.

This is an easy way to make money from home. By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too. You don’t even have to do anything other than registering your computer or phone. Nielsen will pay you $50 a year keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $50  for no effort at all.

11. Get paid to lose weight.

HealthyWage offers people the opportunity to earn cash for losing weight. Earn cash for losing weight? Sounds too good to be true, but you read it right. The company was founded in 2009, and it's HQ is in New York, and part of their mission is to provide ways to have a measurable impact of the growing obesity epidemic in the US. They do this by legitimately offering cash prizes to make weight loss and fitness wiki more fun and effective. Since HealthyWage was founded they have been featured in literally hundreds of newspapers, magazines, TV shows, blogs and website.

How can you make money with it? You essentially bet on yourself and how much weight you can lose. Since they are promoting ways to be healthy, your winnings depend on how much weight you lose and how much you bet. It's a great way to make money and be healthy at the same time.

12. Earn residual income leaving shows playing on your phone.

All you need to do is watch videos. Given how easy it is to lose yourself in a never-ending cycle of YouTube videos, this one couldn’t be easier. The catch here? The videos include ads. While they may annoy you while browsing YouTube, you also don’t get paid to watch them. At InboxDollars, you do. Who wouldn’t watch an ad or two if they were getting paid? You can just leave this playing on your phone and collect money, this is referred to as phone farming.

13. Join sites that give you free money to invest in stocks

Yup, it’s true!  There are several companies out there that will give you free money to invest in stocks. One of the most popular ones is:

Acorns: CNBC calls it “the new millennial investing strategy.” Once you connect the app to a debit or credit card, it rounds up your purchases to the nearest dollar and funnels your digital change into an investment account. Sign up to try it risk-free with a $5 sign up bonus.

14. Deliver food with your car and earn.

If you’re free nights and weekends, you can earn extra money delivering food for fellow citizens around your city. It’s easy to delivery food with Uber – if you have a car, it’s a perfect way to make a good amount of extra cash whenever it’s convenient for you. A lot of people do this full time, so you can imagine that’s it definitely possible to do this as one of your side gigs and make extra money by delivering food with Uber, and be on your own schedule.

15. Get free money from this company.

Looking for how to make extra money on the side?  Then you should learn about Vindale. Vindale is the secure, reliable and free survey site for anyone who wants to earn money online. Vindale asks for information about you so that they can match you with fitting surveys. At up to $50 a pop for some surveys and a free $2 just for signing up, it pays to check in daily to see which ones are available to you. They've already paid out $6,955,991+ to members. You can get access to hundreds of paid surveys at Vindale.  Cashouts are through PayPal.

16. Earn cash for scanning receipts with your phone.

This is one of the easiest side hustles there is (this list has a lot of them). The app you should know about is Ibotta. This cell phone app is available for iOS or Android phones, helps you make money off your grocery receipts. Yup, for real! You use it after you go grocery shopping and use your receipt. It’s basically a rebate app, so you can earn anywhere from 50 cents to $5 off everything you buy. It's not brand specific either, you can scan any brand of cheese for 50 cents off, for example. If you do regularly coupon, you can still use the app and get a rebate. You can essentially get grocery items for free if you're really into couponing. It's free and all you have to do is scan your receipt and you'll get free money back. Best part, sign up here and you will receive a $10 cash bonus.

17. Teach english online from your computer.

Still wondering, how to make extra money from home? Well, have you considered teaching English online (pick your own hours too)? All that is required is that you are fluent in English, have a bachelor's degree, and have some tutoring experience. You can see some more detailed VIPKID requirements here. This a great way to earn money from home and already 30,000+ use VIPKID to teach English from home.

You'll make $12-$22 an hour, and Forbes ranked this company #1 on it's 2017 “Top 100 Places Work From Home Companies” Since this is a legitimate way to make extra money, the application process pretty detailed.

With an opportunity to make $650 a month, just from one hour out of your day, may be worth looking it. You can learn more about teaching English online on VIPKID's website.

18. Rent out your car to strangers and earn passive income.

Did you know that you can rent out your car when you're not using it? And that you can bring in a lot of extra cash in your wallet by doing so?

Do you plan on heading on a vacation soon while your car sits unused at your home? Do you sometimes not use your car on the weekends?  If so, renting out your car while you're not using it could be an easy way to make passive income. A well-known company, Turo, which has signed up nearly 5 million users to its website, according to Bloomberg, lets you do just that.

It's also really simple to do (and free). Listing your car is quick and easy and takes less than 10 minutes to set up. According to a recent Turo review, somebody listed their car for 5 days every month and made $3,496 in a year. Sounds pretty good to me. Oh, and they also protect your car against physical damage, so you're fully covered. You can sign up here and start making money with your car.

19. Share your amazon purchase history.

Using Shoptracker is simple and provides you with monthly passive income. You should know, that we love passive income here at TopSavings. So add another one to your money making list by learning about Shoptracker, this company will pay you $36 every year (or $3 a month) just to track your Amazon purchase history. It's an easy way to get extra money and the sign-up process takes 3 minutes tops. Also, you can get a VISA gift e-card sent to your inbox if you sign up through this link. More importantly, they keep your information private, they just want your order information and other details. You’ll get $3 for signing up instantly and another $3 monthly, and it adds up.

20. Proofread documents from home to make money.

You can make some extra money this weekend by becoming a proofreader. The need for proofreading is growing exponentially. And how much does a proofreader make? A proofreader named, Caitlin Pyle, does it on the side and made $43,000 last year. She’s great and started her own proofreading online course for beginners. The only requirement is that you’re pretty skilled with grammar. If you are, then you can really make some big bucks. Have no idea how to get started? Check out this free online course: Learning The Skills You Need to Start Your Own Proofreading Side Hustle. All you need are your grammar skills, a computer, and an Internet connection.

21. Start a podcast and make money through sponsorships.

If you can build an audience for your podcast, then you can make some money through sponsorships, affiliate advertising, and other offerings. Companies regularly pay $250 to $500 for a 30-second advertisement on podcasts. Pssst.. We also have a guide for that: A Guide to Starting Your Podcast: How to Make it, How to Launch it, and How to Profit. There is money to be made with this side hustle. Alternatively, you can also use our guide to start your own blog (in 30 min or less).

22. Teaching courses online.

If you can market or identify yourself as a developer, designer, or online marketer, then chances are you can teach a course to others and get paid. You can test this side hustle by heading on to Udemy or Skillshare, where you can market your skills. As you build your brand and become more successful, I would recommend teaching for higher-visibility online platforms like CreativeLive.

23. Find ways to save on  your life insurance.

This one goes hand in hand with making money by saving your money. A penny saved is a penny earned. With National Family, you will be able to find the best life insurance for yourself and your family. This site will allow you to look into multiple life insurance quotes from the top life insurance companies. As a millennial nearing his 30's, this is something we have to purchase sooner or later… this company helps make it easy and affordable.

Are you paying too much for your life insurance?

24. Start a low-risk drop shipping business online.

Oberlo allows you to easily import products from AliExpress directly into your Shopify store and ship directly to your customers – in only a few clicks. It's very simple to open a shop on Shopify and drop ship items in order to create a business without too much risk.  You can literally start and set up a drop shipping business without any type of product in one afternoon with minimal risk as Shopify has a 14-day free trial and Oberlo is completely free through this link.

25. Sell your old phone online.

Do you have an old phone lying around? I know most of my friends and family do. They don't really care to try and sell them or are too busy. Not me, I usually upgrade my phone once every two years and sell my old one online. I try not to wait too long after upgrading to sell the old phone because as each year passes, the fair market value of the phone, are losing value. They lose value and can be sold for less as the technology becomes obsolete. Your best bet is to sell it immediately. You can try listing them on eBay or Craiglist, but this can prove to be quite the hassle. You can easily sell it on Gazelle for cash. This is the easiest way to sell it quickly. If you’d like to get an extra 3% bonus on your trade-in, use my Gazelle 3% bonus link by clicking here.

Amazon also has a trade-in program for consumer electronics.  You can access the Amazon trade-in program by clicking here.

Another option is to bring your old phone to Best Buy, Walmart, or your wireless provider, to see what kind of trade-in value they will give you toward a new phone.

26. Take a shot of making money with cryptocurrency.

This is one that a lot of people have already done. I was in my Uber the other day and my driver was talking about Bitcoin. He told me he deposited $50 into Coinbase and it’s now at $150 in a few weeks. That’s a 33% return! If you wanted to try something this volatile, it’s at your own risk but only put up money your willing to lose. The risk is high, but the reward is high too. If you wanted to get in on the action, you can do it with the Coinbase app. If you sign up through this link and invest $100 then Coinbase will deposit $10 in your account – that’s 10% right there! Only invest what you can afford to lose.

Tip: Coinbase only has 4 cryptos (Bitcoin, Bitcoin Cash, Litecoin, and Ethereum), if you wanted the most popular exchange that lets you buy all cryptos you want to check out Binance. If you have no idea how to get started, you can refer to this guide: Cryptocurrency 101: The Ultimate Beginner’s Guide to Cryptocurrencies

27. Become a freelancer and sell your services.

Fiverr is one of the best sites in the world. The basic premise is “what would you do for $5?” You’ll find everything from hilariously weird and useless gags to legitimate and genuinely helpful micro-business tasks.

Lately, I’ve been experimenting as a seller on Fiverr, and have found it a pretty successful avenue for selling website optimization services, article writing, and proofreading services.

Fiverr can work for you as both a seller and a buyer. It is a great way to make money and also you can find millions of services. Best $5 I've ever spent was using a Resume Revision service and now I receive way more employer call backs now after the revisions. If you want to know which service I used, leave a comment below. If you want to try Fiverr, sign up through here for 20% off your first order at Fiverr.

28. Publish an eBook and earn residual income.

Are you a good writer? You could write an eBook on your topic of choice and sell it on Amazon, Payhip, Lulu, Smashwords, Kobo Writing Life, PubIt! and many other websites that start you out in your side hustle as a published eBook author.

29. Become a driver for a ride-sharing app.

If you’re free nights and weekends, you can earn extra cash driving your fellow citizens around. You can earn money by driving with Uber – if you have a car, it’s a perfect way to make a good amount of extra cash whenever it’s convenient for you. A lot of people do this full time, so you can imagine that’s it definitely possible to do this on the side and make extra money and be able to save it. Once you’re a driver you can choose to turn the app on or off and drive whenever you have some time to spare. They also have a feature that allows you to select your destination, so if you are leaving work (or any other long commute), you could pick up a ride that was going in the same direction. You can do this 2-4 times a week on your commute and can easily make up to $400 each month and save it all. Click here to Drive for Uber.

Another ride-sharing option that’s available to you is Lyft. Uber seems to be more globally known, however, if you’re in the United States you probably have heard about Lyft. It’s basically the same as Uber, but some argue that you make more as a Lyft driver. You can drive people across the country from Eugene, Oregon to New York City and earn pretty well too!

Right now Lyft is offering a $300 sign up bonus for Top Savings Readers!

30. Sell your old electronics online.

Do you have old textbooks from college lying around? You should consider selling them on Amazon. In addition to textbooks, you can probably sell old books, DVDs, cell phones, or other electronics you may have lying around. You would be surprised how much you can get for your unwanted items. I also recommend checking out our recent post on how to earn free Amazon gift cards. 

31. Submit claims for open class action rebates

If you use a product that’s involved in a class-action rebates, a little online legwork could get you a cash payout. The rules of each settlement are different, but in most cases, you’ll have to provide proof of purchase or product use, like a serial number or a receipt. Once you fill out your online claim form, you may have to wait a few weeks or months before receiving your payment.

Psst — I regularly post new class-action settlement information, so check in often to make sure you’re not missing a chance to get paid!

31. Flip items on eBay to rake in the dough.

Sell your unwanted items around your household on eBay is a good way to declutter and earn side income. I've been using eBay for about 7 years now and it is very easy to sell things around your home that you no longer use or find items that you can purchase for cheap and then flip them on eBay for a profit. Someone made $1,1379.79 in one month by flipping iPhones. Just make sure that you keep the fees into consideration.

32. Refinance to save thousands over time.

This advice cannot be taken lightly. With interest rates continuing to rise and 3 or 4 hikes likely this year, you should look into refinancing your mortgage immediately. The savings and cash you would get can be huge.

This may be the most sound advice any homeowner can hear. Even if you recently refinanced, it might be worth looking into another quote as they take only a few minutes to check. LendingTree could help you refinance your mortgage at a significantly lower interest rate – Let’s say your interest rate decreased by 1%, you can save more than $100 a month on a $200,000 mortgage. That comes out to $1,200 in extra cash for you at the end of the year and $6,000 every 5 years!

33. Join a delivery and errand service.

With all of the on-demand apps out there today this one is an easy one. All you need to have is a car or bike, in most cases. Apps like UberLyftUber EatsPostMates, etc are easy to sign up for and start making money. There are always people that are looking for a ride or looking to get something delivered.

Another great part about doing this is that you can pick your hours. If you have 30 minutes between classes you can do a ride or two. If you are only available 8-11 at night then you can work then. It is extremely flexible and you can make good money doing it.

34. Become a coach or consultant.

Becoming an online coach or consultant for others is becoming more valuable as are in the information age. If you are a very savvy at social media or are a fitness expert then selling your time and hopping on a Skype call or Google hangouts is a great hustle. You don't even have to start your own website at first, you can list your services on Fiverr.

35. Start a resume writing company online.

What is one thing that every college student will need towards the end of their college career? A kick-ass resume. Resumes are difficult for many people to write. They are, however, very easy once you know how to write a great one.

Spend some time learning how to write a great resume.

There are a ton of great resources online from very reputable sites. I went from having NO CLUE how to write a resume to be awesome at it. How do I know I was awesome at it? Every human resource or hiring manager that saw my resume commented on it. They asked how a college student with no experience could have such a great resume.

Learning to write a resume is not difficult, it just takes a little bit of time to learn. Once you learn it then you can repeat the same process for each individual resume your write. Then you can start charging for your Resume & Cover Letter writing services on Fiverr

36. Become a stay at home mom or dad.

Have you considered being a stay at home mom? Then you can join the Moms Business Network that matches stay-at-home moms with the best home based businesses of 2018. This is a great job opportunity for mothers or those looking to work from home. They get it. Why work hourly and generate income for someone else when you can start your own business and build your own team? It's super simple to sign up with just your name and email address and watch the job offers pile in!

37. Save $1000’s by refinancing Your home.

If you are a homeowner, then this one of the smartest things you can look into. I currently work as a Business Analyst at Freddie Mac, so I know a thing or two about the mortgage market. If you own a home and have not yet taken advantage of historically low refinance rates, you probably are spending way more than you should be on your mortgage. LendingTree could help you refinance your mortgage at a significantly lower interest rate – Let’s say you can lower your rate by around 1%, on a $200K mortgage, can save you over $100/month and over $40,000 in total over the course of your 30-year loan! 

38. Make greater returns (money) out of your 401k.

You should know about blooom if you have a 401k. Blooom will analyze your 401k for free and in under 5 minutes blooom can do all of the below:

  • Show you how well you are invested
  • Pick the best funds available in your 401k and give you exact percentages of what to invest where
  • Show you exact percentages on how many stocks vs. bonds to have
  • Show how much you are paying in investment fees and how to potentially pay less (average bloom client cuts their fees in half)
For someone who doesn't know how well their 401k is invested or would benefit from professionals analyzing it, it's pretty powerful. You could make thousands of dollars easily over the long term just by getting a free 401k analysis here. More people should be doing this

39. Earn more money on your savings.

CIT Bank – Enjoy an amazing rate of 1.85% APY when you open a new CIT Bank Money Market Savings Account at CIT Bank. That's over 22x the national average savings rate! You can open a new savings account with their low $100 minimum opening deposit requirement and it's as simple as that. CIT Bank provides an outstanding example of what you can receive in an internet bank with their amazingly high APY and their outstanding service, so open an account with them today! Apply Now

Open a CIT Bank Money Market account and get a 1.85% APY. See site for full terms and conditions on this offer.

40. Get Sign-up Bonuses

This has to be the easiest way to make money online.  Sign up for a website or app, and collect a sign-up bonus.  Our favorite is the Wealthsimple $50 Sign-Up Bonus exclusive for Finance Blog readers. If you sign up for a new account with at least $100, you'll get a $50 bonus. Wealthsimple is one of our top rated roboadvisors for 2018 and you'll get a 50% return on your investment right away! Score!

This is a limited time offer… so act fast.

1. Sign up through invite link to open an account.  This is an TopSavers exclusive that won’t last long!
2. Make a deposit of at least $100.
3. $50.00 bonus deposited into your account!

41. Save on your student loans.

Refinance your student loans, like now. Sometimes you can make extra money just by finding new ways to save. A big one that many people fail to remember is that you can save around $300/month just by refinancing your student loan debt.

Are you wondering did I get the best deal on my loan? Should I refinance? How do you go about refinancing? Luckily websites like Beat Student Loans will help you determine if refinancing is your best option or find the best debt payoff methods to help pay off your student loans faster. Interested in refinancing your student loans right now? Below are the top 4 lenders for 2018 (get estimated savings in under 2 minutes):

  • SoFi (Rates as low as 2.58% – 7.25%)
  • Earnest (Rates as low as 2.57% – 6.32%)
  • CommonBond (Rates as low as 2.57% – 6.49%)
  • LendKey (Rates as low as 2.56% – 7.82%)

42. Do research on dividend-paying stocks.

It’s been said that the average millionaire has seven streams of income. Dividend stocks are usually always in the mix. Dividend stocks are similar to regular shares of stock, but they pay you a small portion of the companies earnings monthly or quarterly. So it’s wise to build a portfolio or dividend paying stocks! If you want to get hip to dividend investing, check out Ally Invest. What I like about Ally Invest is that they make it really easy to invest in stocks, while still having a plenty of features as you get more comfortable with investing.

43. Become an affiliate marketer and earn passively.

If you already have a blog or website you probably have heard about affiliate marketing. You can make money by referring website your visitors and readers to buy products online and earn a small commission on each sale. This can make you rich, as some bloggers make over $5,000 monthly just through affiliate marketing. If you wanted to take a stab at affiliate marketing for your website/blog I would recommend the MaxBounty Affiliate Program and iGain Affiliate Network. I use both for Top Savings and it's been great so far! A perfect way to add affiliate links to your blog or website that doesn't look spammy.

44. Download passive income apps that really pay.

You’re not going to get rich by downloading mobile apps that pay you, but you can use these to earn a passive income every month. Money making apps can be a simple way to pad your bank account in your free time.

You probably know these apps aren’t my favorite way to make extra money, but I make an exception for it when you’re just hanging out — e.g. watching T.V., riding the metro, during your break at work, or in the back of an Uber. Might as well click a few buttons and make some money while you’re at it.

Here is our list of the best money making apps if you wanted to give them a shot.

45. Earn money by stop paying high interest debt.

If you’re serious about saving money to make extra money, then you should know about balance transfers. If you’re paying only monthly minimum each month then you’re subject to paying money in interest alone and not even the principal balance.

An example is: If you have $2,000 on your VISA card, and it has an 18% APR, then you’ll be paying $400/year in interest alone if you only pay off the monthly minimum each month. That’s $400 down the drain.

You can avoid this by signing up for American Express Blue Cash Everyday. AMEX Blue Cash Cash Everyday is a card with no annual fee, and you can transfer your current debt from any type of credit card (all with no fees), and pay 0% interest for 12 months on your current debt amount. With no interest for 12 months, you can steadily pay down your balance with your savings from the other steps, which will save you a great deal of money in most cases

Ready to Make Money From Home? Go Get It!

If you went through this list then you should have found a money making idea that will allow you earn money from home.

You can stop searching Google for:

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Thank me later.

Enjoyed these best ideas to make a living without a job? Then be sure to come back as I will continue to update this post often.