Rates last checked October 12, 2026

Compare savings accounts, CD rates and bank offers

We read each rate on the bank's own site, put the date on the page and show the conditions behind the number. You pick the account that fits.

Best savings accountsCD ratesSavings calculator

Top savings accounts right now

In the same order as our full comparison. Rates checked October 12, 2026.

  1. CIT Bank Platinum SavingsBest for balances of $5,000 or moreRate3.75%APYon $5,000 or more0.25% under $5,000Minimum to open$100Open account for CIT Bank Platinum Savings
  2. CIT Bank Savings ConnectBest for balances under $5,000Rate3.65%APYMinimum to open$100Open account for CIT Bank Savings Connect
  3. Axos ONEBest rate if you move your direct depositRate4.21%APYwith the requirement metUp to 1.00% withoutMinimum to openNot statedOpen account for Axos ONE
  4. Raisin High-Yield SavingsBest for comparing partner bank rates in one placeRate4.30%APY60-day rate lock for new usersMinimum to open$1Open account for Raisin High-Yield Savings
  5. Marcus Online Savings AccountBest with no minimum depositRate3.50%APYMinimum to openNoneOpen account for Marcus Online Savings Account
  6. SoFi Checking and SavingsBest for checking and savings in one appRate3.30%APYwith direct deposit0.80% withoutMinimum to openNo minimum balanceOpen account for SoFi Checking and Savings
  7. Quontic High Yield SavingsBest for an ATM card on savingsRate3.20%APYMinimum to open$100Open account for Quontic High Yield Savings

Rates checked October 12, 2026. Every rate here is variable and can change after that date. See how we picked.

CIT Bank APYs are accurate as of July 1, 2026. See disclosures on the full comparison. Member FDIC.

CIT Bank Platinum Savings: Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs (Annual Percentage Yields) are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.

CIT Bank Savings Connect: APY (Annual Percentage Yield) is accurate as of July 1, 2026. Interest Rates for the Savings Connect Account are variable and may change at any time without notice. The minimum to open a Savings Connect account is $100. Fees could reduce earnings on the account.

For complete list of account details and fees, see our Personal Account disclosures.

See all 9 accounts compared

Compare by account type

Pick what you're shopping for.

Savings accountsHigh-yield accounts comparedCDsCD rates by termMoney market accountsSavings rates with easier accessBank offersSign-up bonuses and promotionsEarly-pay banksOnline banks that pay earlyToolsSavings calculator

Helpful articles

Guides for saving more, earning more and the bigger money decisions.

Save Money

Simple ways to keep more of every paycheck.

See all 16

Make Money

Apps, side gigs and other ways to bring in extra cash.

See all 20

Smart Money

Plain guides to credit, loans, investing and taxes.

See all 14

How we check rates

  • Read at the sourceEach rate comes from the bank's own site or its own disclosures, not from another list.
  • DatedEvery comparison shows the day its rates were checked, so you know how old a number is.
  • Sources listedPages that quote rates end with a Sources list that links to what we read.
Read how we check rates

Want to know who's behind the site, or spot a number that's out of date? Read about TopSavings or contact us.