Find the Best Personal Loans of 2021

Want to Score Cash for Free?

  • Acorns: Acorns is one of the most popular microsavings platforms. It literally lets you turn your spare change into investments. Join through here (must complete application) and get a $10 welcome bonus.
  • Unifimoney: This mobile banking app lets you do everything for free and takes no fees — ever. Better yet, if you join through this link you can get up to $5,000 in your new account.
  • Fundrise: Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing. This option is best for users who want to make money consistently and let their money make them money. Start Investing Now.

Don't take a personal loan without checking our comparison table of personal loans.

Need to get out of debt? Learn how to finance a purchase, and why it may make sense for you if you are trying to buy something on credit or use it to pay off debt.

Personal loans become part of everyone’s life at one point or another and nowadays, direct lenders are on every page of the internet offering you the best deals.

But it’s for good reason.

A personal loan could be used to:

✅ pay off credit cards
✅ consolidate debt
✅ refinance student loans
✅ get out of debt


Want Free Money?

  • Unifimoney: This mobile banking app lets you do everything for free and takes no fees — ever. Unifimoney is an investment and money management app built to simplify, diversify and unify your money management. Better yet, if you join through this link you can get up to $5,000 in your new account.

There are some types of personal loans which gained more popularity than others due to their several benefits, but this doesn’t mean they’re right for you.

Find out what types of loans you can find on the market and which ones better suit your needs.

Fortunately, a personal loan from a reputable lender can be a low-cost solution when you need to borrow money.

Sites like BankRate.com are particularly popular – rather than being a lender in itself, they essentially distribute the details of would-be loaners among its extensive network of money lending services. In this way, loaners like yourself can far more efficiently find the best lender for what they’re looking for (and get the best rates). You can learn more about personal loans by reading for more information about whether a personal loan is right for you.

See our personal loan options in the table below.

Top Savings Personal Loan Options

Best Personal Loans

Need the best rate? Credible allows you to compare rates from multiple lenders by filling out one easy form. Or simply compare other leading lenders in the table below.
CompanyLoan AmountAPR
$1,000 to $100,0004.99% to 35.99%

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$1,000 to $50,0007.99% - 35.89%

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$1,000 to $50,0003.99% - 35.99%

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fiona $1,000 to $100,0003.84% - 35.99%

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$2,000 to $40,0006.95% - 35.99%

GET MY RATE

Want free money?

  • Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link. The value of the free share may be anywhere between $2.50 and $500 and fluctuates based on market movements. You’ve got nothing to lose.
Brian Meiggs
Brian is the guy behind TopSavings and My Millennial Guide and is a personal finance expert who has spent the last few years writing about how people can save and make more money. He has been quoted in several online publications, including Yahoo! Finance, NASDAQ, MSN Money, AOL, Discover Bank, GOBankingRates, Student Loan Hero, Fit Small Business, Cheapism, SmartAsset, Bankrate, RISE Credit, AllBusiness, Cheddar, Commonbond, Niche, Rewire, Credit Donkey, Debt.com, and more. He uses the free Personal Capital app to manage his cash flow and net worth.
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