Need to get out of debt? Learn how to finance a purchase, and why it may make sense for you if you are trying to buy something on credit or use it to pay off debt.

Personal loans become part of everyone’s life at one point or another and nowadays, direct lenders are on every page of the internet offering you the best deals.

But it’s for good reason.

A personal loan could be used to:

✅ pay off credit cards
✅ consolidate debt
✅ refinance student loans
✅ get out of debt

There are some types of personal loans which gained more popularity than others due to their several benefits, but this doesn’t mean they’re right for you.

Find out what types of loans you can find on the market and which ones better suit your needs.

Fortunately, a personal loan from a reputable lender can be a low-cost solution when you need to borrow money.

Sites like Money Gator are particularly popular – rather than being a lender in itself, they essentially distribute the details of would-be loaners among its extensive network of money lending services. In this way, loaners like yourself can far more efficiently find the best lender for what they’re looking for (and get the best rates). You can learn more about personal loans here or keep reading for more information about whether a personal loan is right for you.

See our personal loan options in the table below.

Top Savings Personal Loan Options

Best Personal Loans

Need the best rate? Credible allows you to compare rates from multiple lenders by filling out one easy form. Or simply compare other leading lenders in the table below.
CompanyLoan AmountAPR
crediblecredible trustpilot$1,000 to $100,0004.99% to 35.99%


upgrade personal loan tableupgrade trust pilot

$1,000 to $50,0007.99% - 35.89%


lending tree personal loan tablelendingtree personal loan table

$1,000 to $50,0003.99% - 35.99%


fiona personal loan tablefiona trust pilot$1,000 to $100,0003.84% - 35.99%


prosper personal loansprosper trust pilot$2,000 to $40,0006.95% - 35.99%