CIT Bank Offers: Make the Smart Choice for Your Savings

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CIT Bank Offers are available nationwide online with some of the highest interest rates available.

You earn 1.85% APY Money Market, 1.85% APY No Penalty CD, 1.55% APY High Yield Savings, and many other CD Terms Rates.

All of these high-interest rate accounts have a very low minimum requirement of only $100!

CIT Bank offers three main depository product types: savings accounts, Certificates of Deposit (CDs), and IRA CDs. Each of its products typically comes with one of the top interest rates available nationwide, helped by the fact that the bank does not have the overhead costs associated with operating branch locations because of its wholly online system.

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About CIT Bank

Through their nationwide direct bankCIT Bank offers consumers competitive deposit products to advance their savings strategies, including a range of CDs, a high-yield savings product and IRAs. CIT Bank has been recognized by personal finance sources including MyBankTracker, NerdWallet and GOBankingRates for its products that drive value for banking customers.

CIT Bank Offers

1.85% APY Money Market

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Want free money?

  • Aspiration: Want to get spotted a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch, just use your card to make at least $1,000 in cumulative transactions within 60 days of opening an account. There’s no need to spend extra money — just use your card to buy groceries and pay your utilities. This bank account is legit and only takes two minutes to sign up for an account.
Highlights:
  • CIT Bank is offering you the chance to earn a 1.85% APY Rate that is higher than traditional banks and you can access your money easily.
  • With a low minimum opening deposit of $100, it’s an ideal online account for building an emergency fund or saving for a large purchase.
  • The money market account has no monthly maintenance fees, you can enjoy 6 transfers per monthly statement cycle and it comes with free People Pay service that allows you to send money to almost anyone with an email address or mobile phone number!
  • Learn More at CIT 

Promo: 1.85% APY Money Market

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1.55% APY Premier High Yield Savings

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Highlights:
  • Available nationwide set your sights high by opening a Premier High Yield Savings account with CIT Bank and enjoy earning 1.55% APY!
  • To get started, all you need is $100 opening deposit and you can start enjoy earning the high rate that’s over 25x the national average!
  • The savings account has no monthly maintenance fees and it comes with free online banking.
  • Your money is FDIC insured and the interest is compounded daily to maximize your earning potential.
  • Learn More at CIT.

Promo: 1.55% APY Premier High Yield Savings 

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1.85% APY 11-Month No Penalty CD

  • By far one of the best No Penalty CD on the market with this CIT Bank’s 11-Month CD.
  • Enjoy a rate of 1.85% APY and withdraw anytime during the 11 months with no penalty!
  • There is a minimum deposit of $1,000 to open a CIT Bank High Yield Certificate of Deposit.
  • The CD account has no monthly maintenance fees and easy to open.
  • Your money is FDIC insured and the interest is compounded daily to maximize your earning potential.
  • Learn More at CIT

Promo: 2.05% APY 11-Month No Penalty CD

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2.20% APY 1 Year CD Term

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Highlights:
  • Make a surefire investment with CIT Bank’s 1 Year CD.
  • Enjoy a rate of 2.20% APY and more!
  • There is a minimum deposit of $1,000 to open a CIT Bank High Yield Certificate of Deposit.
  • The CD account has no monthly maintenance fees and it comes with free online banking.
  • Your money is FDIC insured and the interest is compounded daily to maximize your earning potential.
  • Learn more at CIT

Promo: 2.20% APY 11-Month No Penalty CD

Get Bonus

Details >
On CIT Banks' Secure Website

CIT Bank Reviews:

Very Happy Banking Here.

Posted by: glassiegirl47 | Jun 5, 2018

I'm “over the moon” with their interest rates, so what's not to love. With a very minimal deposit you get a great rate. Customer service is also good; easily accessible to get a human who can help you.

Advertised as great, mediocre at best.

Posted by: Localtype | Dec 30, 2017

CIT bank is a bank that is advertised as being a great bank. My personal experience with this bank says otherwise. You can, of course, set up standard accounts with them as well as a couple of special investing accounts. As far as bank security goes, that is another story. I got a phone call from the bank one day asking if someone withdrew a large amount of cash out of my account. I, of course, told them no because I was home. Apparently someone was able to get into the bank's system and pull the required information to withdraw money from my account along with many other accounts. They did manage to recover my money but it took them months to do so. Afterwards I ended my account with them and moved onto another bank. Overall, the bank got the job done but it could have been done better.

Want free money?

  • Aspiration: Want to get spotted a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch, just use your card to make at least $1,000 in cumulative transactions within 60 days of opening an account. There’s no need to spend extra money — just use your card to buy groceries and pay your utilities. This bank account is legit and only takes two minutes to sign up for an account.

Do you know of any CIT Bank Offers that we may have missed? Let us know below!

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Brian Meiggs
Brian Meiggs
Brian is the guy behind TopSavings and My Millennial Guide and is a personal finance expert who has spent the last few years writing about how people can save and make more money. He has been quoted in several online publications, including Yahoo! Finance, NASDAQ, MSN Money, AOL, Discover Bank, GOBankingRates, Student Loan Hero, Fit Small Business, Cheapism, SmartAsset, Bankrate, RISE Credit, AllBusiness, Cheddar, Commonbond, Niche, Rewire, Credit Donkey, Debt.com, and more. He uses the free Personal Capital app to manage his cash flow and net worth.

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