Disclaimer

These are the disclaimers from the Terms and Conditions, gathered on one page so they are easy to find.

Not a bank or a lender

TopSavings is not a credit card issuer, bank nor a lender. TopSavings does not issue credit cards or any credit products, it only provides information about such products. TopSavings contains links to third party resources. Those websites operate under their own privacy, terms and security policies. Please consult each third party’s policy. We are not responsible or liable for any loss or damage of any kind incurred from your dealings with those third parties.

Rates and offers can change

While we make reasonable efforts to keep all our information up to date, it is your responsibility to check with the credit card issuer, bank or lender. The information on our website is presented without any warranty. Any specific information such as rates, fees, benefits, promotions, terms and conditions, etc. found on our website is subject to change without notice. Before applying for any product shown on our website, you must review the latest terms and conditions of the product/offer on the product issuer’s website in order to verify rates, fees, benefits, promotions, terms and conditions, etc.

For information only

All material on our website is provided for informational and educational purposes only. The material is not intended as a substitute for professional legal, credit or finance advice. You should consult your own lawyer for professional legal advice. You should consult your own individual credit counselor for professional credit advice. You should consult your own financial advisor for professional finance advice.

Provided as is

You understand and agree that the Site is provided “AS-IS” and that MeiggsMedia LLC assumes no responsibility for any loss or damage.

Limits on liability

MEIGGSMEDIA LLC WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, AND PUNITIVE AND CONSEQUENTIAL DAMAGES.

EXCEPT IN JURISDICTIONS WHERE SUCH PROVISIONS ARE RESTRICTED, IN NO EVENT WILL MEIGGSMEDIA LLC BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, EVEN IF MEIGGSMEDIA LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

How the rates on this site are read and dated is described on How We Check Rates. See also the Privacy Policy.