Frugal Clothing Tips: Buying Designer Brands On a Budget

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frugal clothing

One of the biggest dilemmas every woman faces on a daily basis is deciding what to wear.

No matter how over-crowded her closest is, it’s never enough.

The reason behind all her pains is the ever-changing trends in the fashion industry.

For women, it's very important to look up to date. However, not everyone can afford to dole out thousands of dollars to keep up with the latest trends.

After all who has Kardashians’ budget to bolster her outdated style options? 

frugal clothing

Don’t worry!

It is hard but not impossible to follow the latest fashion trends without breaking the bank with my clever frugal clothing tips.

There are many ways to go about using frugal clothing tips. It’s a common misconception that you need notoriously expensive branded items to look stylish. More important is whether or not you are able to match how you feel with the way you look. 

Sometimes all you need is to up your pairing game and make use of all those pieces you already own. However, there are times that you need give your wardrobe a serious revamp after a breakup or when you need a change of style.

Don’t fret!

You don’t need to spend all your saving to emerge as “a new you”. You can up your fashion game while sticking to your budget with frugal clothing tips.

Want to move into the new season with style? Here are some tips for you to keep your style fresh on a budget.

How to Save Money on Clothing

Keep your style up to date. Get on the latest fashion trends without breaking the bank. The following frugal clothing tips might help you.

Use coupons:

If you want to keep up with the latest fashion trends without breaking the bank, you should consider couponing to cut the cost.

Visit cash back sites, coupon sites, and the clearance section of your favorite retailer to grab some of the most amazing deals from your favorite stores.

You can get your hands on some of the latest statement pieces at a discounted price. All you need to do is to download some coupons and use them on your next purchase.

Updating your style with the latest fashion goods can be expensive. You can follow the upcoming fashion trends without breaking the bank.

All you need to do is to shop smart after all.

Recycle old clothes, purchase from thrift and charity stores and use coupons codes to cut down the price of new items. Following the above-mentioned tips, you can look great while saving hundreds of dollars at the same time.

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    Shop from charity stores:

    When it comes to the fashion industry, trends always keep coming back. There are a number of stores out there that sell trendy clothing items from the ’80s and ’90s.

    The classic 80’s fashion trends were too good to be put to rest and are making a comeback today.

    For example, high-waisted jeans and striped T-shirts are everywhere to be seen now in 2020 and likely into 2021.

    You can hop on the latest fashion trends without breaking the bank by purchasing your fashion goods from a charity store.

    Within the last couple of years, it has been observed that charity stores drive up retail sales in the UK. These stores offer you a wide collection of some of the trendiest fashion goods at a fraction of price.

    Whether you want a fleece coat to keep warm in the winter or need a flowy summer dress to turn heads on a sunny day, you will find a vintage piece to add to your closet.

    For the best bargain head to your local charity shops. Vintage jewelry pieces always look classy. You will find a variety of these timeless pieces within the most affordable price range at various local charity stores. 

    Go thrift shopping: 

    Thrift shopping is another frugal clothing option to look trendy while saving money.

    You will find a number of thrift stores in your locality oozing with a variety of the trendiest pieces you can rock all season. According to the Huffington Post, thrifting is a cheap, eco-friendly and trendy way to shop.

    According to America's Research Group, 16-18% of the citizens of US head over to thrift stores to shop within a given year. 

    frugal clothing

    From high-end brands to vintage fashion goods, there is something for everyone in these stores. Take your fashion game to the next level with that pair of shoes you saw on the runway last year or that bag that speaks to your soul.

    Since trends in fashion keep repeating, it's likely for you to find some of the original 90’s statements pieces to slay this season. 

    Another reason to go thrift shopping is it helps in sustaining the environment. It is a great way to reuse clothing items since they can be worn year after year. It helps to keep them out of landfills. 

    Learn to sew: 

    Sewing skills are no less than a blessing for those who want to keep up their fashion game.

    If you adopt this hobby you can replicate any type of outfit you want. With the advent of technology, it has become very easy for a person to learn a new skill.

    There are so many online tutorials that teach you how to sew. This skill not only allows you to recreate the latest designs but also enables you to recycle your old dresses.

    Even with the most basic skills, you can easily repair a loose seam on an old dress that has been sitting in your closet for years or renew an old coat by replacing its buttons.

    According to historical facts about your clothes, 70% of the women used to make clothing for themselves until 1850’s. These days handmade fashion goods are sold for the highest prices. 

    With this creative skill you can save a lot of money. You sure need to put some effort, but you will save yourself the hassle of spending too much over expensive brands. Why spend more when you can sew a trendy outfit at home to refresh your style? 

    Start from the back of the store: 

    When you enter a store, head straight to the back. That’s where the low-priced items are displayed. Retailers display their new releases at the front to trick customers in buying those.

    These are the most expensive items available in the store. Store organization techniques distract the customers from the low-priced items. It is a great way for the companies to earn a higher profit. 

    You will find not so old collection tucked away at the back somewhere in the racks. Don’t hesitate to ask the sales associate where the items on sale are displayed.

    The majority of the time trendy items are put on sale just to make room for the new inventory. This way you can keep up with fashion trends without breaking the bank

    Brush off old accessories or buy used items: 

    The right accessories can add life to even the most basic outfits. If you want to follow the latest fashion trends without breaking the bank, search of some of the old pieces of jewelry in closet that you haven’t worn for years.

    from delicate layered chains to chunky necklaces, everything is in trend. If you are into vintage jewelry head to vintage thrift stores. You will find the best pieces at the most amazing prices to help you save money.

    frugal clothing

    Take your casual outfit from whatever to wow by throwing in a chic pair of footwear. If you want to invest in a new pair of shoes, do your research first. Try to looks for the items that carry you through every season and occasion.

    Thrift and charity stores also sell a wide range of some of the classic collection of shoes at a fraction of the original price. So, the next time you head out in a pair of jeans and a basic t-shirt, don’t forget to add an armful of bracelets and a classic pair of sandals. 

    Frugal Clothing

    Everyone needs clothing. Yet, there’s a range of money that one could spend just on new threads. If you went through this list of frugal clothing options, you should have found some creative ways to save money on clothing.

    What are some frugal clothing tips that you've come across? Feel free to share them in the comment section below.

    How Do Prediction Markets Work?

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    how to prediction markets work

    What are Prediction Markets?

    At its core, prediction markets are similar to how the futures market is for the stock market.

    It’s based on a binary event where something either will or won’t happen. In the finance world, participants trade with contracts in stock market futures where the payoff will vary depending on the outcome of a future event. Prediction markets make the result of this future event tradeable.

    stock market futures
    Source: CNBC Stock Futures Data for Dow, S&P, NASDAQ

    Essentially it’s placing a bet on the probability of specific results in certain situations, such as elections, sales of a company, price fluctuations of commodities, even changes in the weather.

    The value of a bet will in most cases reflect the probability of an outcome materializing.

    While Bitcoin uses blockchain technology to decentralize the exchange of information, this computing process also has many other applications with the same benefits.

    One of the examples is the prediction market, which allows its users to buy or sell shares on the outcome of any event. These actions have an estimated price of the probability that the event will occur.

    For example, if a prediction market predicts that Donald Trump will soon sit in the White House Oval Office and the probability amount is 40 cents, it means that there is a 40% chance that Donald Trump will win the presidency of the USA, according to that market. As you can see, you can easily play games with crypto.

    Imagine a decentralized predictive system based on this technology, where different users can validate the event in question if it should happen.

    Each one of them would be authorized through a few points of reputation and credibility, which would validate them as witnesses of the events that would be presented in the future. Without mediators, censors, or central entities.

    As we already know, the decentralization favored by the blockchain prevents the market from being abandoned by the central entity, which could be abruptly closed by the government authorities.

    What Are the Best Prediction Markets?

    To understand decentralized prediction markets, it is necessary to explain the concept of prediction markets.

    A prediction market is a platform over which results of events are predicted.

    This can be, for example, the outcome of a presidential election or the spread of a disease, soccer prediction market or, football prediction market.

    List of Best Prediction Markets?

    Of course, the exact implementation of a prediction market can vary, as well as the topics for the predictions to be determined. In the following example, a few forecast markets are presented.

    Virtual Securities Markets

    In fact, there are also virtual securities markets that serve as prediction markets. Here, not significant amounts of money or legal rights are traded, but a virtual share stands for a future event or market condition. Comparable are these virtual securities markets with the known stock market games. However, in the stock market games usually, the price of real stock exchanges are taken over, which is not the case with the virtual stock exchanges. Prediction markets have their own trading mechanisms for this.

    Political Prediction Markets

    Political prediction markets basically function like virtual securities markets, only the focus is not on companies but on parties or politicians. Specifically, these are future stocks (futures) on an election result. On political prediction markets, the difference to election surveys becomes clear once again. In this prediction market, the participant is not asked which party he would choose, but what he believes, which party is elected.

    Online Betting Exchanges

    In addition to virtual securities markets, online betting exchanges are probably the most well-known prediction markets. Here is the outcome of a sporting competition or any other social or political event. Betting is bet against the other betting participants and not against a bookmaker.

    Most Popular Prediction Markets

    You can see the rest of the list here.

    Prediction Markets FAQs

    make money for playing games

    How do prediction markets work?

    Participants handle the predictions in the form of trading. There is a “buyer”, a “seller” and a middleman. The agent is the operator of the platform in forecast markets. Basically, all trading on the platform is binary options: the transaction is based on something happening or not. Alternatively, forecasts such as futures contracts can be viewed. Because buyers and sellers agree that they want to trade in the future. The contract, that is, the contract currently holds that intention.

    Most Prediction Markets do not use fiat money, unlike, for example, stock exchanges. Instead, users use virtual money. That's one of the reasons why prediction markets are not subject to the strictest regulations of the financial regulators. On the other hand, the classification is justified by the fact that relatively accurate predictions can be made. The more people make a prediction, the more accurate it becomes. In a coin toss, however, it is different. Therefore, the platforms are not in the category “gambling”, but are of the type “skill game”.

    Even though betting exchanges are among the prediction markets, the majority of platforms focus on securities. However, portals have their own trading mechanisms and substitute values such as tokens or shares. All transactions thus take place independently of the real exchange. Only the result is read from there. On prediction markets, participants bet against other affiliates. If a user buys cheap and sells expensive, he improves the forecast. Consequently, the better a user estimates, the higher the reward is from an increase in the value of his virtual shares. The markets are thus based on gamification and community principles.

    When talking about an event contract, the contract concluded refers to a real event like a football match. In a categorical event, the participants expect a clearly defined result. For example, only one in two teams wins the game. If the event is a scalar event, the result moves in a certain range. Prediction markets are mainly used in predicting stock market movements, in the healthcare industry, in security (predicting terrorist attacks) and in market research. Their big advantage is that they have much more informative value than surveys.

    How do decentralized prediction markets work?

    Prediction markets using blockchain technology have the same objectives as “normal” prediction markets. But they differ in some points. The virtual currency used is either a cryptocurrency or a token based thereon. Because all decisions are stored decentrally, middlemen are completely eliminated. As a result, the fees for transactions are reduced or none at all.

    What are the advantages of decentralized prediction markets?

    Prediction markets have the capacity to include a lot of data, facts and figures. The principle has always been based on the crowd approach: information flows in quickly from a large number of users. They are processed and thus create piece by piece higher accuracy. Because prediction markets have proven to be extremely accurate oracles, they even use governments instead of alternative methods such as surveys.

    Participants in decentralized prediction markets also benefit from all the advantages of blockchain applications: there is no authority that determines prices, there are waves of new betting games withholds information for manipulation, or wants money for services. The market is shaped by the actors in and with the ecosystem. In addition, a referee does not have to be replaced if eliminated. The arbitration decisions come from the community. Fees stay low or fall completely off.

    In general, any predicted event can be represented as a tradable product on a prediction market. If the event occurs, you will be paid, if not, you go out empty. The price of a prediction market thus indicates the probability of occurrence of the events. Prediction markets can be implemented with both real money and virtual money deployments. In the latter case, especially the so-called gamification plays a crucial role, in which the motivation of the participants from game-typical elements such as rankings, progress bar, awards but also cash values, distinguished.

    What are the advantages of prediction markets?

    Below are some advantages of prediction markets.

    • Bundling and aggregating the distributed knowledge of the participants
    • Can be used for a wide variety of topics
    • Ensure a more intensive discussion of the subject/product among the participants
    • Comparatively inexpensive
    • To predict the sales volume of a new product, participants in an in-house prediction market could be offered a number of shares in the form of a stock exchange, which represent the respective sales volumes. Equipped with a base of virtual cash, they can now buy these stocks and trade them over a period of time. If they are right with their predictions, they will be paid a certain cash value in real money.

    How to Make $900 Fast During COVID-19: 35 Real Ideas

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    how to make $900 fast

    Now I've got 35 legitimate ways to make money fast, even if you need to make at least $900 fast. Learn how to make 900 dollars fast today even during the pandemic.

    Saving money is great. But what's even better? Making money.

    That may be surprising coming from a site called TopSavings, but if it's one thing that I wanted to share with you all today is, making more money pays off in the long run over finding ways to save.

    The key to FIRE (financial independence, early retirement) is finding ways to boost your income and finding ways to make money through side gigs (which I'll share here today).

    These are some little-known ways to make money that anyone can fit into the busiest of schedules.

    If you're strapped for time, I'll go ahead and share the best ways to make $900 fast:

    How to Make Money $900 Fast

    Wondering how to make $900 fast? You can make 900 dollars fast in 2020 by renting a spare room, investing money, starting a blog, online surveys, podcasting and teaching English online just to name a few lucrative methods. If you wanted to see the full list, continue reading.

    #1: On-Demand Apps

    make 900 dollars fast

    With social distancing and the pandemic making people stay at home, there has been a surge in food delivery apps.

    With all of the on-demand apps out there today this is a legitimate opportunity to make 900 fast with the food delivery boom.

    All you need to have is a car or bike, in most cases.

    Apps like PostMates and DoorDash etc are easy to sign up for and start making money. There are always people that are looking for a ride or looking to get something delivered.

    Another great part about doing this is that you can pick your hours. If you have 30 minutes between classes you can do a ride or two. If you are only available 8-11 at night then you can work then. It is extremely flexible and you can make good money doing it.

    Signup for Postmates here and signup for DoorDash here

    #2: Online Surveys

    make money from your phone

    Taking online surveys to make extra money is a no-brainer!

    You definitely won’t get rich or make hundreds of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:

    • Survey Junkie: This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products. And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal). You can get a free registration bonus for free when you join through this link.
    • Swagbucks is another great survey site to make some extra money in your free time. As a new member, you can earn up to $35 per survey! They are known for giving out fun, top-paying surveys. And you can also get paid to play games and watch TV!

    It’s similar to Survey Junkie, but there are also a few other ways you can earn money as a member (including a $10 bonus just for signing up).

    Other ways you can make money with Swagbucks outside of surveys:

    Swagbucks is conveniently offering a $10 bonus just for signing up through this link, so act fast.

    There are quite a lot of survey sites out there. These just happen to be the more reputable ones that are legit. As always, be wary of handing out your information to random survey sites. I recommend using an entirely separate email address for online paid survey sites so you don’t clutter your inbox.

    If you are interested in paid surveys, here is a good resource if you want a more in-depth review of paid survey sites: best online surveys that pay cash.

    #3: Real estate investing

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    Fundrise allows you to invest in real estate from the convenience of your phone.

    Their crowdsourcing model allows the average investor (like you) to participate in real estate investing for as little as $500.

    Since the eREIT is sold directly to investors cutting out middle-men, they can have fees lower than 90% of the competition.

    You could literally beat the stock market year after year just by signing up for free here. Just keep in mind that the minimum investment is $500.

    #4: Save on Your Bills

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    If you're wondering how to make $900 fast this year then you should learn about Trim.

    Trim boasts that new users are eligible for up to $30 in cash-back deals as soon as they sign up.

    The free app, Trim, saves you money with automation and within a few days, I saved an extra $100 within the first few days.  I simply linked my accounts and Trim went to work.

    trim savings

    It found ways to lower my bills and cancel subscriptions, analyzed my spending habits, and more.

    The app is free and worth the 1-minute download as it can potentially save you hundreds. More people should be using this app.

    #5: Passive Income Apps

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    This is an easy way to make money from home that can help you make $900 fast.

    Here me out — by using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.

    You don’t even have to do anything other than registering your computer or phone.

    That's' right, Nielsen will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month.

    So you can possibly make more than $50  for no effort at all.

    #6: Watching Videos

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    All you need to do is watch videos to help you make your 900 dollars fast.

    Given how easy it is to lose yourself in a never-ending cycle of YouTube videos, this one couldn’t be easier.

    The catch here?

    The videos include ads.

    While they may annoy you while browsing YouTube, you also don’t get paid to watch them.

    At InboxDollars, you do. Who wouldn’t watch an ad or two if they were getting paid?

    You can just leave this playing on your phone and collect money, this is referred to as phone farming.

    #7: Get Up to $900 in Free Stocks

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    We all heard the old saying “Make your money work for you” right? Investing can sound tough if you don't have a lot of money lying around. But investing can be for everyone — and you can even get a free stock.

    For about 3 minutes of work, you can earn yourself a random stock (anything from Sprint to Apple) whose value is anywhere between $3.00 and $900.

    This is possible through an investing app called Robinhood. They are currently running a sign-up bonus through this link which will give you a completely random stock once you sign up.

    There are no obligations to actually invest your money once you sign up – so it truly is free money.

    Click here to get your free stock.

    #8: Listing a Room on Airbnb

    No matter what kind of home or room you have to share, Airbnb makes it simple and secure to host travelers. You’re in full control of your availability, prices, house rules, and how you interact with guests.

    To keep you, your home, and your belongings safe, they cover every booking with $1M USD in property damage protection and another $1M USD in insurance against accidents.

    Airbnb always requires guests to provide certain information before they can make a reservation—such as a confirmed phone number and email address. For added control, you can require guests to also provide recommendations from other hosts and a verified ID.

    #9: Make $900 Fast with HealthyWage

    HealthyWage offers people the opportunity to earn $900 fast for losing weight. Earn cash for losing weight? Sounds too good to be true, but you read it right. The company was founded in 2009, and it's HQ is in New York, and part of their mission is to provide ways to have a measurable impact of the growing obesity epidemic in the US. They do this by legitimately offering cash prizes to make weight loss and fitness wiki more fun and effective. Since HealthyWage was founded they have been featured in literally hundreds of newspapers, magazines, TV shows, blogs and website.

    How can you make money with it? You essentially bet on yourself and how much weight you can lose. Since they are promoting ways to be healthy, your winnings depend on how much weight you lose and how much you bet. It's a great way to make money and be healthy at the same time.

    #10: Make $900 Fast with MindsPay

    Still wondering how to make $900 fast? Well, you can earn extra cash by evaluating products and services. Get up to $50 for each completed survey, product and service reviews. Plus earn up to $.50 for every email you read. Free to Join! MindsPay compensates its members to test out products, services and give feedback on those tested. It's free to sign up and only requires a small amount of information.

    Click here for a registration bonus after confirming your email address.

    #11: Blogging

    If you are looking for ways to make 900 dollars fast online then you probably already know about blogging. But do you have one yet? And do you really know how much potential there is to make money with blogging?

    The best part? Starting a blog is easy. You can get the initial set up done in under 20 minutes with this free and easy to follow how to start a blog guide.

    #12: Cash Back Refunds

    If there ever was an app you should have in your life, it should be Paribus.

    Here's why: I bought Keurig cups online from Target the other week.  The price of the Keurig cups I purchased dropped in price, aftler the fact.  I effortlessly got refunded the price difference without doing a thing.

    …I didn’t have to do anything, other than originally sign up for Paribus. 

    This free app will scan your emails for any purchase receipts from dozens of online retailers. You don’t even have to know about the price drop in order to get your refund. It’s 100% free and will save you a lot of money. I pocketed around $50, in the first few weeks of signing up. Remember, it’s 100% free.

    #13: Investing (With a Free $5 Bonus)

    Yup, it’s true!  There are several companies out there that will give you free money to invest in stocks. One of the most popular ones is:

    Acorns: CNBC calls it “the new millennial investing strategy.” Once you connect the app to a debit or credit card, it rounds up your purchases to the nearest dollar and funnels your digital change into an investment account. Sign up to try it risk-free with a $5 sign up bonus.

    #14: Make $900 Fast with Vindale Research

    Looking for how to make extra money on the side?  Then you should learn about Vindale. Vindale is the secure, reliable and free survey site for anyone who wants to earn money online.

    Vindale asks for information about you so that they can match you with fitting surveys. At up to $50 a pop for some surveys and a free $2 just for signing up, it pays to check in daily to see which ones are available to you.

    They've already paid out $6,955,991+ to members. You can get access to hundreds of paid surveys at Vindale.  Cashouts are through PayPal.

    #15: Earn Rewards for Grocery Shopping

    This is one of the easiest side hustles there is (this list has a lot of them). The app you should know about is Ibotta. This cell phone app is available for iOS or Android phones, helps you make money off your grocery receipts.

    Yup, for real! You use it after you go grocery shopping and use your receipt. It’s basically a rebate app, so you can earn anywhere from 50 cents to $5 off everything you buy. It's not brand specific either, you can scan any brand of cheese for 50 cents off, for example.

    If you do regularly coupon, you can still use the app and get a rebate. You can essentially get grocery items for free if you're really into couponing. It's free and all you have to do is scan your receipt and you'll get free money back. The best part, sign up here and you will receive a $20 cash bonus.

    #16: Refinancing Student Loans (Get $100 Bonus)

    Refinance your student loans, like now. Sometimes you can make extra money just by finding new ways to save. A big one that many people fail to remember is that you can save around $300/month just by refinancing your student loan debt plus a $100 bonus if you use Laurel Road (must submit application to get $100 bonus).

    Interested in refinancing your student loans right now? Below are the top 4 lenders for 2020 (get estimated savings in under 2 minutes):

    • Laurel Road: (Rates as low as 2.43% – 7.02%) Lowest rates + $100 bonus here (must submit refinancing application)
    • SoFi (Rates as low as 2.43% – 8.07%)
    • Earnest (Rates as low as 2.43% – 7.82%)
    • CommonBond (Rates as low as 2.49% – 8.07%)
    • LendKey (Rates as low as 2.44% – 7.5%)

    #17: Sharing Your Car

    Did you know that you can rent out your car when you're not using it? And that you can bring in a lot of extra cash in your wallet by doing so?

    Do you plan on heading on a vacation soon while your car sits unused at your home? Do you sometimes not use your car on the weekends?  If so, renting out your car while you're not using it could be an easy way to make passive income. A well-known company, Turo, which has signed up nearly 5 million users to its website, according to Bloomberg, lets you do just that.

    It's also really simple to do (and free). Listing your car is quick and easy and takes less than 10 minutes to set up. According to a recent Turo review, somebody listed their car for 5 days every month and made $3,496 in a year. Sounds pretty good to me. Oh, and they also protect your car against physical damage, so you're fully covered. You can sign up here and start making money with your car.

    #18: Claim $5 Right Now

    Meet your new pal Cleo. Your AI pal that looks after your money. Budget, save and track your spending. You can literally sign up on Facebook Messenger in a few minutes.

    Ask Cleo anything from ‘what’s my balance’ to ‘can I afford a coffee’, and she’ll do the calculations instantly. Drill down with personalized updates, graphs, and data-driven insights.

    Let Cleo do the work, as she puts your spare change aside automatically, sets you a budget, and helps you stick to it.

    Use this Cleo referral link for $5 free and after creating a Cleo Wallet which takes 5 minutes tops. You can also instantly withdraw to your bank account.

    make money cleo

    Building your savings is simple with Cleo.

    Bottom line: If you are at all interested in saving money, you should be using the free Cleo bot.

    #19: Podcasting

    If you can build an audience for your podcast, then you can make some money through sponsorships, affiliate advertising, and other offerings. Companies regularly pay $250 to $500 for a 30-second advertisement on podcasts. If you wanted to learn how to start a podcast for free, you can start here: how to start a podcast guide (really helpful).

    There is money to be made with this side hustle. Alternatively, you can also use this guide to start your own blog (in 20 min or less).

    #20: Dropshipping

    Oberlo allows you to easily import products from AliExpress directly into your Shopify store and ship directly to your customers – in only a few clicks. It's very simple to open a shop on Shopify and drop ship items in order to create a business without too much risk.  You can literally start and set up a drop shipping business without any type of product in one afternoon with minimal risk as Shopify has a 14-day free trial and Oberlo is completely free through this link.

    #21: Freelancing

    Fiverr is one of the best sites in the world. The basic premise is “what would you do for $5?” You’ll find everything from hilariously weird and useless gags to legitimate and genuinely helpful micro-business tasks.

    Lately, I’ve been experimenting as a seller on Fiverr, and have found it a pretty successful avenue for selling website optimization services, article writing, and proofreading services.

    Fiverr can work for you as both a seller and a buyer. It is a great way to make money and also you can find millions of services. Best $5 I've ever spent was using a Resume Revision service and now I receive way more employer call backs now after the revisions. If you want to know which service I used, leave a comment below. If you want to try Fiverr, sign up through here for 20% off your first order at Fiverr.

    #22: Amazon Store Owner

    Do you have old textbooks from college lying around? You should consider selling them on Amazon. In addition to textbooks, you can probably sell old books, DVDs, cell phones, or other electronics you may have lying around. You would be surprised how much you can get for your unwanted items. I also recommend checking out our recent post on how to earn free Amazon gift cards. 

    #23: Claim Class Action Lawsuits

    If you use a product that’s involved in a class-action rebates, a little online legwork could get you a cash payout. The rules of each settlement are different, but in most cases, you’ll have to provide proof of purchase or product use, like a serial number or a receipt. Once you fill out your online claim form, you may have to wait a few weeks or months before receiving your payment.

    Psst — I regularly post new class-action settlement information, so check in often to make sure you’re not missing a chance to get paid!

    #24: Flipping Items for Profit

    Sell your unwanted items around your household on eBay is a good way to declutter and earn side income. I've been using eBay for about 7 years now and it is very easy to sell things around your home that you no longer use or find items that you can purchase for cheap and then flip them on eBay for a profit. Someone made $1,1379.79 in one month by flipping iPhones. Just make sure that you keep the fees into consideration.

    #25: Refinancing Your Mortgage (Save Thousands)

    This advice cannot be taken lightly. With interest rates continuing to rise and 3 or 4 hikes likely this year, you should look into refinancing your mortgage immediately. The savings and cash you would get can be huge.

    This may be the most sound advice any homeowner can hear. Even if you recently refinanced, it might be worth looking into another quote as they take only a few minutes to check. LendingTree could help you refinance your mortgage at a significantly lower interest rate – Let’s say your interest rate decreased by 1%, you can save more than $100 a month on a $200,000 mortgage. That comes out to $1,200 in extra cash for you at the end of the year and $6,000 every 5 years!

    #26: Web-Based Consulting

    Becoming an online coach or consultant for others is becoming more valuable as are in the information age. If you are a very savvy at social media or are a fitness expert then selling your time and hopping on a Skype call or Google hangouts is a great hustle. You don't even have to start your own website at first, you can list your services on Fiverr.

    #27: Resume Writing Company

    What is one thing that every college student will need towards the end of their college career? A kick-ass resume. Resumes are difficult for many people to write. They are, however, very easy once you know how to write a great one.

    Spend some time learning how to write a great resume.

    There are a ton of great resources online from very reputable sites. I went from having NO CLUE how to write a resume to be awesome at it. How do I know I was awesome at it? Every human resource or hiring manager that saw my resume commented on it. They asked how a college student with no experience could have such a great resume.

    Learning to write a resume is not difficult, it just takes a little bit of time to learn. Once you learn it then you can repeat the same process for each individual resume your write. Then you can start charging for your Resume & Cover Letter writing services on Fiverr

    #28: Optimize Your 401K

    You should know about blooom if you have a 401k. Blooom will analyze your 401k for free and in under 5 minutes blooom can do all of the below:

    • Show you how well you are invested
    • Pick the best funds available in your 401k and give you exact percentages of what to invest where
    • Show you exact percentages on how many stocks vs. bonds to have
    • Show how much you are paying in investment fees and how to potentially pay less (average bloom client cuts their fees in half)
    For someone who doesn't know how well their 401k is invested or would benefit from professionals analyzing it, it's pretty powerful. You could make thousands of dollars easily over the long term just by getting a free 401k analysis here. More people should be doing this

    #29: High-Yield Savings Account

    CIT Bank – Enjoy an amazing rate of 1.85% APY when you open a new CIT Bank Money Market Savings Account at CIT Bank. That's over 22x the national average savings rate! You can open a new savings account with their low $100 minimum opening deposit requirement and it's as simple as that. CIT Bank provides an outstanding example of what you can receive in an internet bank with their amazingly high APY and their outstanding service, so open an account with them today! Apply Now

    Open a CIT Bank Money Market account and get a 1.85% APY. See site for full terms and conditions on this offer.

    #3o: Teaching English from Home

    Still wondering, how to make extra money from home? Well, have you considered teaching English online (pick your own hours too)? All that is required is that you are fluent in English, have a bachelor's degree, and have some tutoring experience. You can see some more detailed VIPKID requirements here. This a great way to earn money from home and already 30,000+ use VIPKID to teach English from home.

    You'll make $12-$22 an hour, and Forbes ranked this company #1 on it's 2017 “Top 100 Places Work From Home Companies” Since this is a legitimate way to make extra money, the application process pretty detailed.

    With an opportunity to make $650 a month, just from one hour out of your day, may be worth looking it. You can learn more about teaching English online on VIPKID's website.

    #31: Dividend Investing

    It’s been said that the average millionaire has seven streams of income. Dividend stocks are usually always in the mix. Dividend stocks are similar to regular shares of stock, but they pay you a small portion of the companies earnings monthly or quarterly. So it’s wise to build a portfolio or dividend paying stocks! If you want to get hip to dividend investing, check out Moomoo. What I like about Moomoo is that they make it really easy to invest in stocks, while still having plenty of features as you get more comfortable with investing.

    #32: Affiliate Marketing

    If you already have a blog or website you probably have heard about affiliate marketing. You can make money by referring website your visitors and readers to buy products online and earn a small commission on each sale. This can make you rich, as some bloggers make over $5,000 monthly just through affiliate marketing. If you wanted to take a stab at affiliate marketing for your website/blog I would recommend the MaxBounty Affiliate Program and iGain Affiliate Network. I use both for Top Savings and it's been great so far! A perfect way to add affiliate links to your blog or website that doesn't look spammy.

    #33: Mobile Apps That Pay

    You’re not going to get rich by downloading mobile apps that pay you, but you can use these to earn a passive income every month. Money making apps can be a simple way to pad your bank account in your free time.

    You probably know these apps aren’t my favorite way to make extra money, but I make an exception for it when you’re just hanging out — e.g. watching T.V., riding the metro, during your break at work, or in the back of an Uber. Might as well click a few buttons and make some money while you’re at it.

    Here is our list of the best money making apps if you wanted to give them a shot.

    #34: Credit Card Sign-up Bonuses

    If you’re serious about saving money to make extra money, then you should know about balance transfers. If you’re paying only monthly minimum each month then you’re subject to paying money in interest alone and not even the principal balance.

    An example is: If you have $2,000 on your VISA card, and it has an 18% APR, then you’ll be paying $400/year in interest alone if you only pay off the monthly minimum each month. That’s $400 down the drain.

    You can avoid this by signing up for American Express Blue Cash Everyday. AMEX Blue Cash Cash Everyday is a card with no annual fee, and you can transfer your current debt from any type of credit card (all with no fees), and pay 0% interest for 12 months on your current debt amount. With no interest for 12 months, you can steadily pay down your balance with your savings from the other steps, which will save you a great deal of money in most cases

    #35: Web-Based Freelance Writing

    Are you a good writer? You could write an eBook on your topic of choice and sell it on Amazon, Payhip, Lulu, Smashwords, Kobo Writing Life, PubIt! and many other websites that start you out in your side hustle as a published eBook author.

    Enjoy your $900!

    If you went through this list then you should have come out ahead. Enjoy your $900 (or more) and feel free to take the weekend off!

    You can stop searching Google for:

    • ways to make money without working
    • ways to make money with no money
    • how to make money at home without a job
    • how to make money without a job in high school
    • how to make money without working for someone
    • how to make a living without a job
    • how to make money without working hard
    • how to make money without a job reddit

    Thank me later.

    Enjoyed these best ideas to make $900 fast? Then be sure to come back as I will continue to update this post often.

    Ibotta Promo Code 2020: QOVVMAP for $20 Ibotta Bonus

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    ibotta promo code

    Are you searching Google for an Ibotta referral code?

    Ibotta referral code 2020: QOVVMAP gets you a $20 Ibotta welcome bonus for savings on your favorite brands and stores.

    You can enter the code during signing up as a new user or simply use this Ibotta Referral Code Link to automatically apply the code that gives you a $20 signup bonus after claiming your first deal.

    Claim $20 Ibotta Referral Code

    Ibotta Reviews

    With Ibotta, you can earn real cash back every time you shop online or in-store. Simply check Ibotta before you shop in-store or online, travel, dine out, or make a purchase in your favorite apps, and you can get rewarded with cash back. Ibotta works with leading brands and retailers, including Best Buy, Lowe’s, Safeway, eBay, and so many more, to help you save money without the hassle of traditional coupons, or promo codes.

    Now, you can also earn with the apps newest feature, Pay with Ibotta, too. When you use Pay with Ibotta, you can pay for your purchases right from the app, and earn cash back on your entire purchase, instantly.

    Ibotta users have earned over $550 Million in cash back, just for shopping at their favorite stores. You can 

earn by starting your shopping with Ibotta to save money on every purchase. Download the free app now for your chance to earn a $20 welcome bonus.

    ibotta referral code

    Highlights:

    • Savings on your favorite brands at your favorite stores
    • Register to earn today and earn real cash
    • Save time and earn cash while getting a $20 new user bonus
    • Get cash back at any bar and liquor store and retail, grocery store and more
    • Ibotta referral code:  Click here to claim Ibotta Referral Code QOVVMAP

    Is Ibotta Legitimate?

    Ibotta pays you for going shopping. No, really, it does.

    The app presents you with a list of offers currently available on a wide range of products, from food to drinks all the way through to cleaning products.

    Here’s how it works:

    1. Look for a product you were planning on buying, and click on it.
    2. Earn extra money back by completing the extra tasks attached to the item, like taking a poll or sharing the item on Facebook.
    3. Select a participating store that you’re buying the item from.
    4. Upload a picture of your receipt.

    That’s it! Simply sit back and wait for the cash to show up in your PayPal.

    If you do regularly coupon, you can still use the app and get a rebate. You can essentially get grocery items for free if you’re really into couponing. Best part, sign up here and you will receive a $20 cash bonus.

    This is one of the easiest side hustles there is.

    Ready to Claim Your Ibotta Promo Code?

    A free app that pays you real cash. What's not to love?

    So go ahead and click on my Ibotta $20 Signup bonus link below to receive a $20 signup bonus just for trying Ibotta!

    Claim $20 Ibotta Referral Code
    I can’t say it enough, Ibotta is one of the best apps for making money. It’s free money for basically everyone who buys groceries and does all their normal purchases, so it makes sense to buy while using the Ibotta app. It also has good Ibotta reviews on TrustPilot, which is a good thing to see.

    Dosh Referral Code 2020: Use BRIANM4 for $5 Bonus After Linking Card

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    Dosh Referral Code

    Have you heard about the awesome free cash back app called Dosh and now looking for a Dosh referral code?

    If so, you have come to the right place. If you already have downloaded the Dosh app, then you can use ‘BRIANM4' at the referral screen in order to claim $5 after linking your first credit card or debit card with Dosh.

    This Dosh referral code is still active and nets you a quick cash five dollar bonus, just for linking a card. Keep in mind that you won't be able to cash it out until your account reaches $25.00. But once you do, you can transfer the money directly to your bank account via direct deposit.

    Click here to claim your Dosh referral code bonus

    What is Dosh?

    Shop with Dosh and get cash back for shopping on items you already buy. Get money for shopping, eating, and booking hotels.

    Get paid when you shop and dine at the places you visit every week including Wendy’s, Uber, Sephora, Papa John’s, Grubhub, Old Navy, Gap, Domino’s, Forever 21, Apple Music, and more. You can even get real cash back on your hotel booking, which not many cash back apps provide.

    And it is pretty easy to get started using this cash back app.

    Simply download the Dosh app, securely connect your credit and debit cards, and live life as usual. Every time you use those cards, Dosh searches for available offers. If it finds one, Dosh automatically redeems the offer and converts it into cold, hard cash, then deposits it directly into your Dosh Wallet. You don’t have to do a thing.

    Here are five reasons you’ll love using Dosh to get cash back:

    1. Pay with your card and get cash back – Securely link your credit and debit cards and whenever you pay with your linked cards, Dosh gets you cash back. It’s as simple as that!
    2. Shop and dine out – Pay with your linked card at thousands of stores, and restaurants, and get cash back automatically in your Dosh Wallet.
    3. Book a hotel globally – Book at thousands of hotels worldwide from the app and get up to 40% cash back in your Dosh Wallet.
    4. Mobile offers are here – Open the Dosh app, find your favorite brands, tap Shop from the app to launch the brand website (or app) and do your shopping. When you’re done check out and get your cash back.
    5. Use your cash however you want – Transfer your cash to bank accounts, Venmo, PayPal, or donate to charity from the app.

    Plus, the Dosh app interface is so clean and easy to use. You can see how it looks in the screenshot below.

    dosh referral code

    Dosh Features

    • Get cash back automatically – Unlike other cash back apps, there’s no need to cut coupons, scan receipts, or remember discount codes. Through secure credit and debit card connection, Dosh automatically finds existing offers, redeems them, then puts the cash into your Dosh Wallet.
    • Choose from thousands of brands & merchants – Dosh is available at thousands of stores, restaurants, and hotels with new offers added every day like Wendy’s, Uber, Sephora, Papa John’s, Walgreens, Old Navy, Grubhub, Gap, Apple Music, Disney, Domino’s and more!
    • Refer friends & family – Get paid for each friend who signs up with your referral code. When you share Dosh with people you love, it’s like putting cash right into their pockets.

    If you find it difficult to save money, using the Dosh app to help you automatically save can get you on the right track.

    By saving money regularly you get in the right habit and start building wealth.

    Get started today by downloading Dosh for free.

    Dosh Referral Code 2020

    Dosh is the free cash back app that finds you money for shopping, dining out, and booking hotels and travel activities with more than 100,000 merchants and brands nationwide.

    You probably already heard about apps that give you cash back.

    The most popular one is most people know are apps like iBotta. However, there is new app is giving Ibotta a run for its money, and for good reason.

    Dosh not only allows you to get cash back on everyday purchases, but no receipt scanning required.

    Heard enough and want to get on with your Dosh referral code? Click here to get started with Dosh and get a $5 sign up bonus after connecting your first card.

    CIT Bank Offers: Make the Smart Choice for Your Savings

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    CIT Bank Offers

    CIT Bank Offers are available nationwide online with some of the highest interest rates available.

    You earn 1.85% APY Money Market, 1.85% APY No Penalty CD, 1.55% APY High Yield Savings, and many other CD Terms Rates.

    All of these high-interest rate accounts have a very low minimum requirement of only $100!

    CIT Bank offers three main depository product types: savings accounts, Certificates of Deposit (CDs), and IRA CDs. Each of its products typically comes with one of the top interest rates available nationwide, helped by the fact that the bank does not have the overhead costs associated with operating branch locations because of its wholly online system.

    Claim Promo

    About CIT Bank

    Through their nationwide direct bankCIT Bank offers consumers competitive deposit products to advance their savings strategies, including a range of CDs, a high-yield savings product and IRAs. CIT Bank has been recognized by personal finance sources including MyBankTracker, NerdWallet and GOBankingRates for its products that drive value for banking customers.

    CIT Bank Offers

    1.85% APY Money Market

    CLAIM PROMO

    Highlights:
    • CIT Bank is offering you the chance to earn a 1.85% APY Rate that is higher than traditional banks and you can access your money easily.
    • With a low minimum opening deposit of $100, it’s an ideal online account for building an emergency fund or saving for a large purchase.
    • The money market account has no monthly maintenance fees, you can enjoy 6 transfers per monthly statement cycle and it comes with free People Pay service that allows you to send money to almost anyone with an email address or mobile phone number!
    • Learn More at CIT 

    Promo: 1.85% APY Money Market

    Get Bonus

    Details >
    On CIT Banks' Secure Website

    1.55% APY Premier High Yield Savings

    CLAIM PROMO

    Highlights:
    • Available nationwide set your sights high by opening a Premier High Yield Savings account with CIT Bank and enjoy earning 1.55% APY!
    • To get started, all you need is $100 opening deposit and you can start enjoy earning the high rate that’s over 25x the national average!
    • The savings account has no monthly maintenance fees and it comes with free online banking.
    • Your money is FDIC insured and the interest is compounded daily to maximize your earning potential.
    • Learn More at CIT.

    Promo: 1.55% APY Premier High Yield Savings 

    Get Bonus

    Details >
    On CIT Banks' Secure Website

    1.85% APY 11-Month No Penalty CD

    • By far one of the best No Penalty CD on the market with this CIT Bank’s 11-Month CD.
    • Enjoy a rate of 1.85% APY and withdraw anytime during the 11 months with no penalty!
    • There is a minimum deposit of $1,000 to open a CIT Bank High Yield Certificate of Deposit.
    • The CD account has no monthly maintenance fees and easy to open.
    • Your money is FDIC insured and the interest is compounded daily to maximize your earning potential.
    • Learn More at CIT

    Promo: 2.05% APY 11-Month No Penalty CD

    Get Bonus

    Details >
    On CIT Banks' Secure Website

    2.20% APY 1 Year CD Term

    CLAIM PROMO

    Highlights:
    • Make a surefire investment with CIT Bank’s 1 Year CD.
    • Enjoy a rate of 2.20% APY and more!
    • There is a minimum deposit of $1,000 to open a CIT Bank High Yield Certificate of Deposit.
    • The CD account has no monthly maintenance fees and it comes with free online banking.
    • Your money is FDIC insured and the interest is compounded daily to maximize your earning potential.
    • Learn more at CIT

    Promo: 2.20% APY 11-Month No Penalty CD

    Get Bonus

    Details >
    On CIT Banks' Secure Website

    CIT Bank Reviews:

    Very Happy Banking Here.

    Posted by: glassiegirl47 | Jun 5, 2018

    I'm “over the moon” with their interest rates, so what's not to love. With a very minimal deposit you get a great rate. Customer service is also good; easily accessible to get a human who can help you.

    Advertised as great, mediocre at best.

    Posted by: Localtype | Dec 30, 2017

    CIT bank is a bank that is advertised as being a great bank. My personal experience with this bank says otherwise. You can, of course, set up standard accounts with them as well as a couple of special investing accounts. As far as bank security goes, that is another story. I got a phone call from the bank one day asking if someone withdrew a large amount of cash out of my account. I, of course, told them no because I was home. Apparently someone was able to get into the bank's system and pull the required information to withdraw money from my account along with many other accounts. They did manage to recover my money but it took them months to do so. Afterwards I ended my account with them and moved onto another bank. Overall, the bank got the job done but it could have been done better.

    Do you know of any CIT Bank Offers that we may have missed? Let us know below!

    Trunow Promo Code VK7N8I Gives You a $2 Signup Bonus!

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    trunow referral code

    Trunow is an app that pays you cash back when you purchase gas at gas stations. This won't make you rich but can be an easy way to earn some extra cash on an expense that almost all of us have.

    Founded in 2017, Trunow is a free cash back app for gas that will earn you $1 on every gas station receipt you submit. The difference with Trunow is that it accepts every gas station receipt. You can earn cash back on gas and also grocery items in-store. Once you reach $10, you can cash-out or you can keep earning!

    If you are looking for a Trunow promo code then you can use VK7N8I at signup for a $2 signup bonus.

    Claim $2 Bonus
    If you sign up using a Trunow Referral Link you can get a $2 sign up bonus.

    What is Trunow?

    • iPhone: 2.1 – ‎143+ reviews
    • Android: 2 – ‎192+ reviews
    • Payment methods: Cash via PayPal
    • Quick summary: With Trunow, you can open the app to see all the gas stations near you. You can tap to see the best deals and get instant savings and cash back from your purchases. Then you can redeem rewards or get instant cash through PayPal.

    trunow referral code

    View all the best gas prices near you no matter where you are. Get cash back on every gas station purchase by just taking a picture of your receipt. Use your extra income for gas station purchases or get instant cash! This gas cash back app also gives you personalized deals on your favorite in-store items, so whenever you wanna grab a snack or drink, you save big.

    1. Find cheap gas prices
    2. Snap a picture of your receipt after you fill up
    3. Get cash in your pocket

    It’s that simple.

    It's available in both the iOS and Google Play Store.

    My Trunow App Review

    I've been using a ton of different cash back apps for gas like Trunow, GetUpside. Overall, I've found that Trunow is definitely not one of the better ones. They claim you can save $750 on gas every year, but how often do you have to fill up to meet this number? A little absurd. To Trunow's credit, you can use multiple apps to get cash back with just one receipt.

    So there's no real reason to not use it other than if you don't think a couple of cents back each receipt is worth your time.

    You’ll get between 1%-2% cash back on every gas receipt. This gas station rewards app puts money back in your pocket at any gas station you visit which is nice. GetUpside only works on certain gas stations as of the time of typing this Trunow referral code article.

    Well, if you are still interested you can download the app by getting a download link sent to your mobile phone.

    Final Thoughts

    Even if you do not drive a lot, you’ll get a $2 bonus just for using my link and the passive income really adds up (Trunow promo Code: VK7N8I).

    Remember, I said the average millionaire has 7 streams of income, why not add up just by downloading the Trunow app.

    5 Best Ways to Learn About Investing in The Stock Market

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    best way to learn about investing

    Investing is not easy, but it doesn’t take a genius.

    Our skill set has never fully developed when it comes to knowing where to put our money- there is never a time where you have nothing left to learn.

    Whether you are a beginner or you're already a millionaire, it is always worth keeping up with the latest techniques being developed, or changes in legislation. Investing is a fast-developing area just as much as it holds some core, integral concepts.

    But not everyone has the time to read many in-depth books on such a large subject, and not everyone has the money to pay for an education.

    Here is a summary of the modern ways we can learn more about investing, and which ones may work best for you. They differ in terms of cost, accessibility, and value.passive income ideas

    Here are the Absolute Best Way to Learn About Stocks

    Looking for the best ways to learn about investing in the stock market? Whether you're investing $100,000 or only $500, you want to be smart with your money. 

    1. YouTube

    Youtube is an incredibly easy way to learn. All we have to do is find valuable channels, and we're set. A high-quality channel should provide regular content, which usually has videos of the same length and published at the same time every week (or every day).

    Once you have found a playlist or channels that provide value, we can view the videos at any time, any place as long as we have an internet connection. This is great for case studies, with long projects being displayed in a visual way – great for visual learners.

    There is one drawback of YouTube, though. Many of us learn on our commute, and having to take earphones (half the time you can't hear beyond the rattle of the bus) as well as a solid data plan that can allow for daily streaming of high-quality videos is not always suitable. Sometimes it is just easier to look at your phone or book to read.

    2. Blogs

    Blogs are a fantastic way to learn. The unique thing about blogs is that not only do you get great insights, but you get the chance to follow the experiences of the author.

    This adds an entirely unique dimension to the learning because we don’t just get the clean-cut theory and summarised overviews. We get to really see the author try out their ideas, and they are usually open about what ideas failed. Learning from the experiences of others is always going to be practically valuable because in investing, what works, in theory, doesn’t always work in real life.

    There is also extra motivation when seeing bloggers try out your ideas in real-life. They can quickly become role-models that can guide us – and usually offer advice in the comments. This is a great way to be interactive with your learning, and also involve yourself in an online community.

    3. Podcasts

    topsavingsPodcasts are perhaps the ultimate commute learning tool for many. There really is no better way to improve the experience of a long car journey than with interesting dialogue being played through the car speakers. Turning a long journey into a seminar is only one benefit, as we can use podcasts when exercising, too.

    This is perhaps the most healthy option of consuming information, and there are a lot of investing podcasts out there.

    However, there are limited opportunities to hear case studies or interactively learn from an on-going experience. Instead, podcasts are often stand-alone and not personal.

    Whilst there are exceptions, they tend to be for either news or theoretical discussions. This is great, but it doesn’t cover all bases, as opposed to detailed, personal descriptions like in blogging. Additionally, investing is very visual, whether it is portfolio visualizations or calculations, these do not communicate well over audio.

    4. Books

    topsavingsBooks might be the old fashioned method, but there is no shortage of great books still being published. In fact, there are more books being published now more than ever, and they can provide a unique in-depth approach to learning about investing.

    A book can take its time going into detail, particularly on the theory side of investing, and will not resort to commercial activities within the book. Unlike podcasts, which will place adverts part-way through, or YouTubers who are trying to get you to click on their affiliate links… There is no place for this in a book, and often the ideas expressed are in its purest form.

    Whilst podcasts, Youtube videos, and blog posts are usually limited in their size, books can provide a whole topic worth of content in one place.

    The obvious downsides to books are that they cost money, they take up space, and they are prone to just lying on the shelf and forgotten about. Additionally, they do not get updated when the author encounters new experiences or new evidence.

    5. Seminars and courses

    topsavings

    Seminars and courses can be a fantastic way to learn. Not only can you get boundary-pushing ideas and experts to give you seminars or even webinars, they are also an incredibly interactive way of learning.

    They can be a great way to change your mindset due to being established in a social network with the course leader and pupils. Often there are Facebook groups set up by the course leaders, which allow for a high-quality discussion platform and possibly a good way to network.

    Such courses will likely cost a lot of money. But with that money, they often afford you the chance of getting to know the course leader, teacher or lecturer and ask them questions. Such answers from experienced individuals are invaluable and are definitely recommended.

    Pro tip: The Extra Income Project shows you how Andrew Keene’s options trading system can help you develop a steady flow of side income.

    Which method for learning about the stock market is best?

    Whether you opt for Youtube or podcasts, or a mix of all 5, it is good to make your own notes as you learn. This can reinforce new information better into your memory, as well as being a great resource to look back on.

    This is arguably why reading blogs is a personal favorite of mine, as it kind of already does this step for you. You can still make notes, but it can also be convenient to build up a collection of bookmarked blog posts and organize them into topics.

    Additionally, interactive learning and communicating with others is extremely important, particularly in investing. For this reason, seminars are the best option if it can be afforded, with good quality blogs with helpful authors being a great alternative.

    How To Become A Successful Entrepreneur (And Millionaire)

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    successful entrepreneur

    Becoming a millionaire is not extremely difficult. Here are smart ways an entrepreneur can learn how to become a millionaire in 6 easy steps.

    Every entrepreneur dreams of becoming a millionaire someday. But you must understand that there are several things that stand between a budding entrepreneur, an aspiring millionaire, and his dream.

    Most people are ambitious and they dream of becoming successful in their careers and learn how to get raises quickly or start their own business.

    Most often, they all aspire to become a millionaire.

    However, only those people that reach the pinnacles of glory have a clearly-defined vision and entrepreneurial objectives.

    This determination and vision would go a long way in giving you unprecedented entrepreneurial success towards millionaire status and early retirement.

    This vision would become the guiding force and inspiration for your employees, the essence of your organization as you progress towards growth and success.

    Here are some more proven ways to become a millionaire fast:

    statute of limitations on debt

    The Right Approach

    According to the experts, the right approach, the perfect attitude would make a huge difference in the world of business. It is important to rely on mentors and peers. It is important to consider networking and learning from more capable, and more experienced people in the trade. Moreover, make it a point to benefit from online learning platforms, meetings, and strategic planning to broaden your horizon as per experts.

    If you have the determination and the dedication you could become a millionaire and reach financial independence. For that, you must do proper research and study about how some of the accomplished business people became millionaires. Draw inspiration from their success stories and try to emulate them. Here are a few tips to become a successful entrepreneur and a millionaire at a tender age.

    Your Focus Must Be on Learning

    According to a self-made millionaire who was struggling with business debt at 21 but went on to achieve the coveted millionaire status at age 30, if you wish to become a millionaire, you must concentrate on learning ways of boosting your income in increments and going on repeating that. Finding ways to get money fast can help if you are just getting started.

    You need to follow the money and it would ultimately compel you to grab the opportunities and control revenue. It is a pretty tough task to earn more money; however, there are many options open to you. You may browse the Internet to read inspirational stories and go through comprehensive guides that discuss effective ways of getting additional income.

    Generate Income from Multiple Streams

    Another effective way of boosting your overall income is simply by generating additional streams or sources of income.

    According to CNBC, most self-made millionaires generated their income from multiple sources.

    • 65 percent had three streams of income
    • 45 percent had four streams of income
    • 29 percent had five or more streams of income

    Some of the additional sources of income are stock market investments, real-estate rentals, and part-time ownership.

    Change Your Attitude about Money

    You can become rich depending on the mindset you have towards money. The way you are thinking about money makes all the difference. Are you going to spend most of your time taking on random highest paying surveys sites or set achievable goals for your future and financial goals?

    Your thought processes determine if you are going the right way to the road to success and becoming a millionaire in the future. Most people believe that becoming rich and affluent is not within their control, the people who are determined and destined to be rich firmly believe that making money is no big deal; it is very much part of the job.

    Saving Only for Investing

    Your aim is not only to save but also to invest those savings.

    I know investing can be intimidating. But it’s key to a goal-based financial strategy, especially for bigger, long-term goals like becoming a millionaire fast. Don't make investing complicated or overwhelming. You can invest in 401(k) at the very beginning of your career, the sooner the better. Then contribute or try to max out a traditional, Roth IRA or self-directed IRA. These are supposed to be individual retirement accounts that have diverse tax benefits.

    You should take advantage of companies that do all the heavy lifting for you. For example, Qapital, which is a new way to bank that lets you save for things you want, they created a new kind of investing tool true to their mission of empowering people to achieve financial happiness or help them grow their net worth.

    The secret to saving and investing is simply to make it happen automatically. Once you are not able to see the money you have earned and invested, you would automatically learn to lead your life without using it.

    Handle Business Debt Smartly

    You may be wondering how do people get into debt? Remember debt is the part and parcel of business and life in the fast lane. From employees to college students, everyone without exception is bound to incur liabilities sometime during their lifetime.

    Business debt is used essentially to pay off the monetary bills. However, the business debt would be keeping you obligated somewhere else. Smart entrepreneurs know this fully well. They need to take loans for not only business development but also, for product launches, business expansion, and other projects. But ambitious entrepreneurs would always keep track of their debts and manage the cash-flow better.

    Often in their quest for profits, many entrepreneurs end up taking out more debt as compared to profits. However, we have seen that millionaires have tackled their debt issues smartly using effective strategies, to reach where they are today.

    Here are some smart strategies at a glance:

    #1. Do Your Homework Diligently

    You must do a thorough research and examine all the options that are available to you before taking on debt for your business. You must ponder along the following lines and look for appropriate answers.

    • Are you being provided the precise business loan you are looking for your specific purpose?
    • Is the loan requiring substantial collateral?
    • Is the loan about to impact my business cash-flow and budget? How?

    #2. Chalk Out a Budget

    Once you determine a budget try to stick to it firmly. You need to plan a smart strategy to repay your loan amount. The budget would help you determine exactly how much you could afford to pay monthly. Remember your budget plays a pivotal role in your quest to become a millionaire.

    • Tally all your income sources.
    • Know all the fixed monthly bills and expenses.
    • Consider adding all your variable costs and even items which keep fluctuating every month.
    • Do not forget estimating one-time expenses.
    • Avoid using credit cards.

    Becoming a Millionaire is Attainable

    If you have a hunger for making money, you need to know your goals clearly and strategize effectively towards achieving those objectives. The money would not come to you automatically.

    Rich people dedicate their efforts toward attaining money. They are fully committed in their mission to become a millionaire.

    Remember it takes invincible determination, courage, hard work, knowledge, and incredible effort for being a self-made millionaire.

    13 Best Side Hustles Ideas for Moms (That Aren’t Scammy)

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    side hustle ideas for moms

    The best side hustle ideas for moms are a lot simpler than you may think particularly if you focus on where your aptitudes lie in order to stay productive.

    If you needed to make an extra $100 big ones, like, yesterday, you’ve come to the right spot.

    I've compiled a list of the best side hustles for moms so that you can fatten your purse this month. Certainly, there’s something here that can earn you some extra dough.

    Legit Side Hustle Ideas for Moms

    Be sure to bookmark this page as this list of online jobs will continue to grow! Without further delay moms, let’s get started, here are the best side gigs to make money:

    1. List Your Car on Turo

    Got a car sitting in the driveway? That's all you need to get started making money by renting it out on Turo.

    The average car owner makes about $540 per month renting their car out on Turo. You're likely to make a profit by renting out your car, especially if you are a stay at home mom who doesn't need to commute to work every day. You can consider renting out your car to Turo's community of approved drivers and make money starting this weekend.

    If you're interested I recommend you sign up for more information from Turo here.

    side hustle rent out your car

    2. Join Focus Groups

    Organizations need your criticism on items and need you to share your opinions with other people (and get paid). They are very eager to pay for it. This is most commonly done through focus groups, and they pay individuals for their time spent in a gathering or online as well. You can check here for the best paying online focus groups for your side hustle.

    3. Online Surveys

    If you cannot invest hours in a focus group, you could go through 20 minutes filling out online surveys that pay cash. Be cautious while picking a survey site since there are a lot of scammy survey sites on the web. To get started make sure that the survey site you choose has good reviews online and is an accredited member of the BBB. One of the highest rating survey sites right now is Survey Junkie – you can check them out here.

    4. Mystery Shopping

    Mystery shopping is a fun side hustle for moms that requires little energy and can bring you some extra cash. Numerous organizations will request you to join and begin right away which is incredible since you land cash once your position has been checked. There was an article on Forbes, about how one woman made $14,000 in one year by mystery shopping! So you can earn a lot too.

    5. Contest and Sweepstakes

    This isn't traditional, however, numerous individuals make money by entering a bunch of sweepstakes. There are a lot of online sites that show you the latest sweepstakes and stores that enable you to participate in sweeps. The more you enter — the better your chances!

    6. Sell Gift Cards

    Do you have old gift cards that remain unused? You can sell them on online sites for cash! One site that does this and is raising in popularity is Raise. Just choose the price you want to sell it for and individuals on the platform can buy it from you. The brand doesn’t make a difference, and you get the cash when the gift card is sold. Selecting the selling value takes a few seconds and after that, you will have your card displayed before a ton of sellers at the Raise marketplace. If you wanted to get started selling your unwanted gift cards, you can first start with a $5 free referral at Raise.

    7. Find Side Gigs Near You

    If you have wanted to take advantage of the gig economy then you can find side gigs near you that pay well. Side gigs vary depending on your location but I've seen some incorporate weeding greenhouses, on-demand apps, running errands. You can also find some data entry gigs or delivery services. This work is really straightforward and you will take somewhat more money.

    9. Online Tutoring

    After enduring numerous long years of language structure, geometry, and material science now you can get paid for that knowledge. As a tutor, you can get additional money for the information you are eager to share. Nearby schools could be a decent spot to begin. Otherwise, you can discover online companies that'll pay you to teach English online like VIPKID (Earn $22/hour) or Education First.

    10. Buy Off-Season

    There is always a peak time for everything. If you are going to purchase Christmas adornments part of the way through December you will be charged heavy costs. However, if you wait until June to purchase your decorations you will get some amazing discounts. The same goes for some other sorts of items too. On the off chance that you realize you're going to need another washing machine soon, hold up until the stores offer a discount or you can find a promotional deal on sites like SavingLoop and Referral Codes. You can save a great deal of cash by purchasing out of season.

    11. Freelance Writing

    These days, it’s not uncommon for many people to pick up some freelance work to make money on the side. Becoming a freelance writer is one of the most vital ways of gaining extra cash online as a blogger. Before you initiate investigating this, you will definitely need a web presence.

    12. Sell Homemade Stuff

    Another side hustle ideas for moms is selling homemade stuff. Homemade presents are extremely popular, on account of the resurgence of making, cooking and planting. Prepare treats, sew tote sacks, or make wire wrap jewelry for family and companions. Fill flea showcase containers with brilliantly wrapped sweets. Fill a mug with hot chocolate blends. Make cupcakes or chocolates, jams, gingerbread men or custom made pickles from cucumbers developed in your patio nursery. Weave, stitch or sew sweaters or scarves. Make a token or scrapbook from family photographs and sale all these things for earning some extra cash.

    13. eBay and Craigslist

    If you have old garbage that you needn't bother with, eBay is a great spot for you to sell your unwanted items to make money. It's easy to run down your things and get quick cash by selling to buyers from all over the world.

    You can also look at Craigslist and eBay for cool, and more importantly, undervalued things to resell for a profit. You can also use amazing discount coupons and vouchers to get items at a lower price. This is particularly effective with PCs and gadgets that numerous individuals are frantic to dispose of. The same is valid for exercise equipment and hardware.

    Best Side Hustle Ideas for Moms Summary

    Getting additional money is a lot simpler than you may think particularly if you put some brilliant ideas into where your aptitudes will be most productive. Nearly everybody needs to have somewhat more money in their pockets. We as an individual know, expenses frequently arrive when you don't anticipate them. Regardless of how vigilantly you plan your financial strategy, cash can run short. In this way, we have some efficient routes for you to help make additional money.

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