How To Save Money Fast With a Click Of a Finger

Want to Score Cash for Free?

  • Swagbucks: Earn up to $50 per survey with one of the highest-paying survey sites on the web. Earn cash rewards anywhere via PC, Laptop, Tablet, or Cell Phone. Join Swagbucks and Get $10.
  • Mistplay: Earning money by playing games on your phone sounds like a dream. But this app really pays you for playing new games with cash rewards. Download Mistplay for Free (Android only).
  • Aspiration: Want to get spotted a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Looking to learn how to save money fast? Well, in this post you’ll learn about 10 money saving apps to make saving money a breeze.

Whether it’s preparing to buy a big-ticket item, building a nest egg for retirement, or just saving dimes and dollars on every day and recurring purchases you’re already making, saving money is crucially important.

But it doesn’t have to be painful — especially with a powerful personal computer in your pocket disguised as a telephone.

Here are 10 apps to help you save money — for today or tomorrow.

10 Apps to Help You Save Money Fast

Download these budgeting and savings apps and you’ll be saving money in no time. Let’s get started.

1. Fidelity

Whether you have an employer-backed retirement account or a personal Roth IRA, there’s a good chance it’s serviced by Fidelity. Using the mobile and web app, it’s easy to watch your accounts grow or make additional one-time investments in your future as often as you can afford to do so. It’s a great way to invest $1,000 wisely.


Want free money?

  • Aspiration: Want to get spotted a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Pro tip: Surveys are quick, easy, and can pay you cash from the comfort of your home. No wonder they are so popular. Survey Junkie, Branded Surveys, Swagbucks, and InboxDollars are just a few of the best survey sites to make money.

Or click here to learn more about Fidelity

2. Digit

The Digit web and mobile apps make it genuinely painless to save money “in the background.” It works by keeping an eye on a linked personal checking account and saving small amounts of money at a time based on your incoming profit or wages.

Or click here to learn more about Digit

3. Acorns

Like Digit, Acorns offers a mobile and web app. It too functions by saving small amounts of money automatically, this time by rounding up your purchases on a linked account or card and by investing the difference in your Acorns account. The service recently launched “Acorns Later” — a full-featured retirement account that that’s perfect for anybody without an employer-sponsored retirement plan.

Or click here to learn more about Acorns

4. Credit Sesame

Sometimes, saving money for the future or a major purchase requires a little personal finance triage first. If that’s the case, the Credit Sesame app is a good starting point for anybody who wants to find out where they stand credit-wise and get some practical tips for improving it, saving money on ordinary expenses while you do so.

Or click here to learn more about Credit Sesame

5. Ibotta

You can probably file this one under “sounds too good to be true but isn’t.” Ibotta is an app that works with 250 major retailers, including big-box stores, to help you get some money back, retroactively, on purchases you already make regularly. Some users report savings of up to $25 in their first month without changing their shopping habits.

Or click here to learn more about Ibotta

6. Amazon.com

Concerns about Amazon’s working conditions have finally reached the mainstream, but there’s little doubt Amazon can be a cost-savings godsend when you know how to work the system. A good start is using the Amazon.com mobile app to scan barcodes when you’re out shopping. If Amazon — or a third-party affiliate — has a lower price on the item, it’ll let you know.

Or click here to learn more about Amazon

7. Swagbucks

If you’re looking for a way to browse for cool deals, search for specific items, conduct paid surveys and generally earn a little bit back on all of the shopping research you’d be doing anyway, Swagbucks is for you. After you link a PayPal account, most of your activity on the app — from doing product searches to providing marketing feedback — helps you earn points toward cash rewards.

Or click here to learn more about Swagbucks

8. Trim

Trim makes the bold claim that its machine learning-facilitated app platform saves its users one million dollars per month. How? By looking over your finances and canceling unused subscriptions, finding more affordable utility and service providers and generally looking for waste and redundancy. Give it a try.

Or click here to learn more about Trim

9. Qapital

Qapital is another mobile-focused savings app that makes automatic or manual deposits based on your income. But it goes a step further than some of the others by offering a social and family component, where you can save money as part of a group, as well as robust goal-setting features for when you have specific savings milestones in mind.

Or click here to visit Qapital 

10. Rakuten

Rakuten functions a little like an outlet store for 2500 internet retailers. By making Rakuten your “shopping portal,” either through the web app or a browser extension, you have access to thousands of great deals — up to 40 percent off — on almost anything you can imagine, straight from your retailers of choice.

Or click here to learn more about Rakuten 

Want to Save Money Fast? Go Do It!

Want free money?

  • Aspiration: Want to get spotted a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch, just use your card to make at least $1,000 in cumulative transactions within 60 days of opening an account. There’s no need to spend extra money — just use your card to buy groceries and pay your utilities. This bank account is legit and only takes two minutes to sign up for an account.

To close, let’s reflect on the fact that there’s often no better way to get a handle on your finances than to make them more accessible.

To that end, find out if your regional credit union or bank has a mobile app.

If they do, it means you can go everywhere with the means, in your pocket, to move money between accounts, check your balance or identify questionable transactions right when they happen.

If saving money is the goal, then keeping your eyes on your money in the first place is step one.

Want free money?

  • Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link. The value of the free share may be anywhere between $2.50 and $500 and fluctuates based on market movements. You’ve got nothing to lose.
Brian Meiggs
Brian is the guy behind TopSavings and My Millennial Guide and is a personal finance expert who has spent the last few years writing about how people can save and make more money. He has been quoted in several online publications, including Yahoo! Finance, NASDAQ, MSN Money, AOL, Discover Bank, GOBankingRates, Student Loan Hero, Fit Small Business, Cheapism, SmartAsset, Bankrate, RISE Credit, AllBusiness, Cheddar, Commonbond, Niche, Rewire, Credit Donkey, Debt.com, and more. He uses the free Personal Capital app to manage his cash flow and net worth.
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